Critical Case Comment

By Henry E. Hildebrand, III, Chapter 13 Trustee for the Middle District of Tennessee

Mort Ranta v. Gorman (In re Mort Ranta), 2013 WL 3286252 (4th Cir. July 1, 2013) (Gregory)

Social Security benefits are excluded from a Chapter 13 debtor’s Projected Disposable Income for both above-median and below-median debtors but it is appropriate to consider such income when determining whether a Chapter 13 plan is feasible.

Case Summary

Robert Mort Ranta filed a Chapter 13 petition and indicated that his “Current Monthly Income” was $3,097.46. On his Schedule I, however . . .

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