Empowering Consumer Bankruptcy Professionals Through Knowledge.

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ConsiderChapter13.org offers a forum to advance continuing education of consumer bankruptcy via access to insightful articles, informative webinars, and the latest industry news. Join now to benefit from expert resources and stay informed.

Webinars

These informative sessions are led by industry experts and cover a range of consumer bankruptcy topics.

Member Articles

Written by industry experts, these articles provide in-depth analysis and practical guidance on consumer bankruptcy topics.

Industry News

The Academy is the go-to source for the latest news and analysis in the Chapter 13 bankruptcy industry.

To get started, please let us know which of these best fits your current position:

Curated (Free) Selections

From the Administrative Office of the Courts

  • 9/24 the Judicial Conference approved the recommendation to make amendments to Official Form 410 effective December 1, 2024 (instead of 12/1/25). The new Official Form 410 Proof of Claim can be found here.

 

  • The following rules and form were published for comment in August: Bankruptcy Rules 1007, 3018, 5009, 9006, 9014, 9017, new Rule 7043, and Official Form 410S1. The comment period is open until February 17, 2025. Click here for the proposed amended rules and directions on how to submit comments. Comments are encouraged.

This Week's Featured Articles

Molly Pro picture
November 3, 2024
Attorney Michael McCormick took the win when Judge Cavender of the Northern District of Georgia held nothing back in an October 2024 reported decision. The Judge made his feelings well known as he assessed and described the history of this Mortgage Claim/Lender and this abusive Debtor’s past and ongoing behaviors.
Members
Hayes Jury
November 3, 2024
“I had a profound thought - what in the world is the two-dismissal rule? I guess the 9th Circuit wondered the same thing because it affirmed . . . bankruptcy court’s dismissal of a debtor’s declaratory relief complaint against a bank on the basis that the debtor had previously filed three other cases and then voluntarily dismissed them.”
moran_cathy
November 3, 2024
“These suits now regularly result in the plaintiff being in deep debt to the IRS with insufficient funds to pay even the tax. AKA: Tax Hell.”
Members
Academy Circle Logo Final
November 3, 2024
Everyone needs to read this . . . ‘they’ are getting pertinent information from Voluntary Petitions.

Current Articles

Copy of Hildebrand-2016
October 27, 2024
Failure of TitleMax to re-perfect lien when first loan was “refinanced” and debtor made a new loan with TitleMax, precluded them from holding a perfected security interest in the automobile that originally served as its collateral would be unsecured.
Members
Academy Circle Logo Final
October 27, 2024
In August, Chapter 13 Trustees Jody Bledsoe and Thom Hooper delivered an exceptional deep dive into claims and the claims process. If you're an Academy subscriber and missed it, catch up now!
Members
boltz2
October 27, 2024
This study looks at forensic “accounting as a new generation tool that has adopted modern technology to detect financial fraud.” See Attorney Boltz’ comments on the use of forensic accounting in Chapter 13 cases.
MichaelBSlade
October 27, 2024
Seventh Circuit Announces the Appointment of Michael B. Slade to the U.S. Bankruptcy Court for the Northern District of Illinois
bobdrummond
October 20, 2024
“Can a Debtor avoid a lien when a creditor holds a secured position that preceded the Debtor’s ownership interest . . . ? Judge Michelle Harner, . . . recently addressed this issue.
Members
Copy of Hildebrand-2016
October 20, 2024
Chapter 13 debtor that fails to provide adequate notice to a creditor is not discharged from liability on that obligation in a Chapter 13 case under § 523(a)(3).
Members

More Articles

Academy-emeritus-Logo-gold3
October 20, 2024
We asked our NACTT Emeritus Trustees to comment on the troublesome trend of fewer chapter 13 case filings. Years of experience provides helpful insight for trustees and consumer bankruptcy attorneys.
Members
moran_cathy
October 20, 2024
Bankruptcy terminology, so familiar to lawyers, stymies clients. Even common English words seem to flummox our clients. We are a pair, divided by our common language. Check out Attorney Moran’s Words at War and then add your own to be shared next week.
Members
arya
“In evaluating lien avoidance, we often default to the most common scenario: a first mortgage, perhaps a second mortgage, and the debtor’s homestead exemption. The question then becomes, is the total of these obligations more than the value of the property? If so, the judicial liens are avoided. If not, the judicial liens are either partially avoidable or fully secured.But that’s not quite how it works.” What a treat!!!! With no tricks. Judge Gustafson and Law Clerk Omshehe bring subscribers an in-depth look at the sexy topic of stripping.
Members
Copy of Hildebrand-2016
October 13, 2024
Chapter 13 debtor who has been adjudicated by a state court to be in default of a residential lease does not get the benefit of the automatic stay to halt an eviction when the debtor fails to comply with all of the requirements of § 362(b)(22).
Members
boltz2
October 13, 2024
While this article actually looks at Chapter 11 trustees, there are implications for 13 trustees here as well.
Bronitsky
October 6, 2024
This week Trustee Bronitsky brings subscribers an excellent checklist on conducting 341’s – yes, we know, unless you are new to consumer bankruptcy practice you’ve been doing them for years but chances are you too need this reminder!!
Members

Current Webinars

August 17, 2024
Presenters: Jody Bledsoe and Thom Hopper This webinar is directed to everyone involved in consumer bankruptcy.  Chapter 13 Standing Trustees...
Members
June 20, 2024
As we learned in Part 1 (Income)**, the quirks and quagmire of the means test are deep and wide! We...
Members
June 20, 2024
Moderator Honorable Daniel P. Collins will lead Trustee Diana Daugherty and Nicole Novak, Esq. in a discussion on the specific...
Members
May 14, 2024
This webinar features three distinguished experts in the legal realm of mortgage servicing - Michael J. McCormick, a seasoned senior...
Members
March 28, 2024
Join experts* Cathy Moran and Jill Michaux for a 90-minute discussion on cutting through the quirks and quagmire of utilizing...
Members
September 21, 2023
Join Josh Cohen (The Student Loan Lawyer) and Scott Waterman in a FAST one hour look at the very first...
Members

Looking to Become a Member?

ConsiderChapter13.org offers a forum to advance continuing education of consumer bankruptcy via access to insightful articles, informative webinars, and the latest industry news. Join now to benefit from expert resources and stay informed.

Webinars

These informative sessions are led by industry experts and cover a range of consumer bankruptcy topics.

Member Articles

Written by industry experts, these articles provide in-depth analysis and practical guidance on consumer bankruptcy topics.

Industry News

The Academy is the go-to source for the latest news and analysis in the Chapter 13 bankruptcy industry.

To get started, please let us know which of these best fits your current position: