Empowering Consumer Bankruptcy Professionals Through Knowledge.

In order to discharge a government guaranteed student loan, the Brunner test requires satisfaction of all three principal tests. Failure to meet any of the tests results in no discharge.

A former standing trustee considers a new chapter of life – an alternative to retirement. You gotta read all the way to the end!! “It was almost two years ago that across from the dinner table my wife of 45 years, and office manager of 35 years, announced that she was ‘done’.”

Trump's Justice Department Shakeup Hits Bankruptcy Watchdog Making the Bankruptcy System Less Great

The Academy has just dropped two new podcast episodes – Do Not Engage Parts 1 & 2. Host Jody Bledsoe interviews Trustee Ed Maney and Attorney Ross Mumme regarding the Cestui Que Vie of Arizona. Entertaining for everyone but particularly educational for trustees who may run into this particularly difficult type of debtor. Wherever you listen to podcast, search “Fixing Broke: Consumer Bankruptcy Diary.” While there, leave a positive review!!

This is a must read for everyone. Trustee Jaworski provides readers an excellent handbook on AI as we know it now - what it is; how it is being used in the law; ethical considerations; and even court decisions.

Rule 9023 provides a prompt procedure to request a new trial or alter or amend a judgment. Used effectively, this procedure permits parties to obtain relief expeditiously, avoiding the time and costs of a full-blown appeal.

“That’s what we do as trustees: we help. Help the court, the debtors, the creditors and help each other.”

“Here’s how to write marketing material that stands out, keep readers engaged, and generate business.”

Debtor is not entitled to receive title to automobile, treated under the Chapter 13 plan, even though the claim is fully paid in accordance with the plan.

As of December 1, 2024, an adversary is no longer required to recover a car repossessed prepetition or is otherwise being held by a third party. Rule 7001(a) now excludes from the definition of an adversary “a proceeding by an individual debtor to recover tangible personal property under § 542(a).”

A recent decision from a Hawaii bankruptcy court, inched closer to a slippery slope on the hill of nondischargeabilty, expanding the Supreme Court's Bartenwerfer decision. See also: Unjust Enrichment from Spouse’s Defalcation Leads to a Nondischargeable Debt By Leee Miyahira, Extern, Office of Nima Ghazvini (Honolulu, HI)

When siblings clash over inherited property or other co-owners get crosswise, § 363(h) provides a powerful tool to resolve disputes, force sales, and bring finality to long-standing family battles over ownership.