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Webinars

These informative sessions are led by industry experts and cover a range of consumer bankruptcy topics.

Member Articles

Written by industry experts, these articles provide in-depth analysis and practical guidance on consumer bankruptcy topics.

Industry News

The Academy is the go-to source for the latest news and analysis in the Chapter 13 bankruptcy industry.

To get started, please let us know which of these best fits your current position:

Curated (Free) Selections

Debt and the Economy

Trump Likely to Propose Pay Freeze for Federal Workers in 2026 (Would this apply to Chpt 13 Trustees’ pay??)

3 Nontraditional Living Situations Americans Are Adopting to Make Housing More Affordable (How would these options complicate formulating a budget and expenses?)

Of Interest

How Do Bankruptcy Reforms Get Enacted in Congress?

Are Cookies Banners Crumbling? (Not in the slightest bit bankruptcy related but you may find the information on advertising cookies interesting.)

23andMe Bankruptcy Under Congressional Investigation for Customer Data

Sanctions and Irony and Fraud, Oh My!

Bernard Seidling Hid Millions in Assets During Bankruptcy and Disobeyed Bankruptcy Court Injunction

Midvale Man Sentenced for Bankruptcy Fraud, Bribery

Student Loan Chronicles

Student Loans Chronicles

Student Loans Update: Government May Garnish Millions of Borrowers' Wages

For Your Blog

14 Diabetes-Friendly Snacks for People on the Go

For Your Health

Hot Girl Walk: Can This TikTok Trend Really Boost Your Mood and Fitness?

More Selections

Study

The Periphery of Bankruptcy Law: The Importance of Non-Bankruptcy Issues in Consumer Bankruptcy

Chapter 12 in the News

Only The Debtor (Not Chapter 12 Trustee) Can Sell Farm Assets Under § 1206 (In re Brilyea)

Judge to Retire

Chief Bankruptcy Judge to Retire

Eastern District of New York’s Judge Alan S. Trust to retire in 2026.

From NCLC

April 1 Increase of Federal Bankruptcy Exemptions, Other Dollar Amounts

From the CFPB

Fair Lending Deception by the CFPB

2024 HMDA Data on Mortgage Lending Now Available

This Week's Featured Articles

Retraction

The Academy

April 20, 2025

The edition of the NACTT Academy dated April 14, 2025, included a link to an opinion piece regarding the resignation of a United States Bankruptcy Judge.

Use Your Authentic Voice to Humanize Yourself and the Law

Cathy Moran

April 20, 2025

“Most of our clients know little about the law and have never hired a lawyer. The law is a scary unknown. Worse yet, their knowledge of the law often comes from online pro pers or AI that not only lacks the human touch but is subject to being horribly wrong.”

Members

A Practical Approach to Using Bankruptcy Rules Effectively – Part 7

Beverly M. Burden

April 20, 2025

Part 7 of this series looks at notice to creditors, turning to some tricky provisions in 11 U.S.C. § 342 and in Rule 2002, with a focus on giving notice to creditors when notice must be given by mail.

Members

Discrimination Denied

Henry E. Hildebrand, III

April 20, 2025

Chapter 13 debtor proposing a plan that maintains payments and cures defaults on a long-term student loan debt bears the burden of proving that the classification is not discriminatory and does not violate § 1322(b)(10).

Members

Other Recent Articles

Getting Paid for All Your Work Even Post Discharge

Cathy Moran

April 13, 2025

Tired of eating fees at the end of a Chapter 13 when the debtor/client gets a discharge and you get to write off the time you spent in excess of the approved fee? Meet the Bingham Provision!

Members

Til Debt and Rikers Do Us Part

Henry E. Hildebrand, III

April 13, 2025

Court has authority to impose conditions upon voluntary dismissal of a Chapter 13 case; conditions court can impose are not limited to a “dismissal with prejudice”.

Members

Accruing Interest: Date of Filing vs. Confirmation

Robert G. Drummond

April 6, 2025

In this case, the E.D. of Wisconsin tackled when interest begins to accrue.

Members

Justice Sotomayor’s Direction in Fulton Becomes Reality in Amended FRBP 7000(1)(A)

Karen D. Visser

April 6, 2025

After Fulton cast doubt on how Chapter 13 debtors could recover vehicles repossessed before filing, a 2024 amendment to Rule 7001 clarified the issue.

Members

Sugar’s Soured Misstep Equals Sanctions

Henry E. Hildebrand, III

April 6, 2025

Sanctions were appropriate against debtor’s counsel for advising the debtor that she could sell her residence without obtaining court approval as required by local rule when the residence had been listed as “exempt” in the petition and the plan provided that the property vested in the debtor at confirmation.

Members

Home Equity Conversion Mortgages – Reversal of Fortune

Michael B. Joseph

March 30, 2025

Reverse mortgages, while providing liquidity to senior homeowners, come with high costs and unique challenges, particularly in Chapter 13, where both borrower and non-borrower debtors must navigate complex repayment issues.

Members

Is That AI in Your Inbox or Are You Just Happy to Paste Me?

Jen Lee

March 30, 2025

“Remember when humans used to write their own content? Yeah, me neither. Now we're stuck reading emails, posts, and articles clearly pumped straight out of ChatGPT with zero editing…and horrible formatting.”

Members

Foreclosed and Final – Did the BAP Get It Right?

Henry E. Hildebrand, III

March 30, 2025

Waiting too long can be fatal; a Chapter 13 debtor who waits until just before the expiration of the redemption date on a judicial foreclosure loses the ability to redeem the property.

Members

Twomey Appeals Firing

The Academy

March 30, 2025

From Bloomberg but behind a paywall.

A Practical Approach to Using Bankruptcy Rules Effectively

Caleb Chaplain

March 23, 2025

Part 6: Rule 9024 (Relief from a Judgment or Order) Mistakes are often made, even by bankruptcy judges. Bankruptcy Rule 9024, by incorporating Civil Rule 60 into bankruptcy cases, allows a bankruptcy court to correct mistakes either on their own sua sponte or at the request of a party. In requesting such relief, parties must be aware of the grounds in...

Members

What Is Dicta? Is It Binding or Not?

M. Jonathan Hayes

March 23, 2025

. . . “9th Circuit apparently has a rule that ‘well-reasoned dicta’ is binding on 9th Circuit federal courts and all litigants in the circuit.” Who knew??

Members

Buy Now/Pay Later – When the Bill Comes Due

Neil Lloyd Enmark

March 23, 2025

This excellent piece, from the archives, is as current today as it was when it first ran in October of 2023. “Under names like Affirm, Klarna, Afterpay, and Sezzle, these companies finance online purchases for the consumer.”

Members

Current Webinars

Where in the Code Does it Say . . .

The Academy

February 7, 2025

Note: Due to a technical glitch, this recording is audio only. In the consumer bankruptcy world, we use terms...

Members

Where in the Rules Does It Say…?

The Academy

January 23, 2025

This webinar offers consumer bankruptcy attorneys some time-saving tips for navigating the new restyled Bankruptcy Rules. Easily find deadlines; follow tricky...

Members