Safeguarding the Promise of a Fresh Start: Utilizing RESPA to Challenge Mortgage Servicing Errors Post-Discharge

For many of the consumer debtors my firm represents, the primary purpose of filing bankruptcy is to save their home or other real estate from being foreclosed upon by their mortgage servicer. We help those debtors file and comply with chapter 13 plans that propose to resolve their defaulted mortgages in a variety of ways, which might include curing pre-petition arrears or even modifying the terms of the loan. Other debtors may be current on their mortgage payments at the time of their bankruptcy filing, so they simply propose to maintain ongoing payments on their loan during the . . .

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Relyea
Boleman Law (Richmond, VA)

Stephen F. Relyea is a shareholder with the Boleman Law Firm, P.C., Virginia’s largest consumer bankruptcy practice. His practice focuses on consumer bankruptcy law and consumer protection litigation, with a particular emphasis on credit reporting inaccuracies and mortgage servicing issues. Steve has presented and authored articles on a variety of consumer protection and bankruptcy topics. He is a member of the National Association of Consumer Advocates, the Richmond Bar Association, and the Henrico County Bar Association. Steve received his J.D. from the Wake Forest University School of Law in North Carolina, and his B.A. from George Mason University in Virginia.

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