By Holly Davala, Staff Attorney for Chapter 13 Trustee Craig Shopneck
McLaughlin v. Phelan Hallinan & Schmieg, LLP, 2014 WL 2883891 (3rd Cir. June 26, 2014). A mortgage company, in error, believed that Timothy McLaughlin was in default and referred the matter to the law firm Phelan Hallinan & Schmieg, LLP (“PHS”). PHS sent a letter to McLaughlin. The letter included language that PHS was a debt collector attempting to collect a debt and information PHS obtained could be used for that purpose. The letter included an invoice-like presentation of the amount due . . .
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