In re Garduno, No. 11-45243-EPK, 2012 WL 2402789, at *1 (Bankr. S.D. Fla. June 26, 2012) (Kimball)

Bankruptcy Rule 3002.1 does not apply when bank’s claim is not provided for under § 1322(b)(5); bank was not required to file Notice of change of payment amount, and debtor was not required to file objection. Plan listed bank as a secured creditor but stated that bank was to receive “$0.00.” Bank filed Notice of payment change, and debtor filed objection. “The Bank’s claim is not ‘provided for under § 1322(b)(5) of the Code’ within the meaning of Bankruptcy Rule 3002.1 . . . . [T]he Bank gained nothing by filing the Notice. . . . [B]ecause the above-cited rules do not apply to the Bank’s claim, the filing of the Notice did not trigger a need for the Debtors to respond.”

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