Passing of a Legend

By Kara L. West, CPA, Chapter 12/13 Standing Trustee for the Eastern District of Tennessee (Chattanooga); Successor Trustee to C. Kenneth Still

C. Kenneth Still was a legend. “Always with Barbara at this side, he epitomized qualities I think we all seek—honesty, diligence, kindness, and patience. He was a great mentor and a quick wit, and I miss him already. Whenever I think of NACTT, I remember Ken and I’m grateful that I was able to call him my friend,” said The Honorable D. Simms Crawford, United States Bankruptcy Judge for the Northern District of Alabama.

“I am deeply saddened by the loss of Ken Still, trustee emeritus from the EDTN. He was a mentor and a friend.I recall my first NACTT conference (the judge that appointed me insisted that I attend) held only about 3 weeks after my appointment. When I walked into the hotel lobby (it actually may have been a motel), looking like a deer in the headlights, Ken Still and Jody Troxler (then Jody Kinlaw) looked at my badge and asked, ‘Are you the guy who is taking over the trusteeship from Keith Lundin?’ When I responded in the affirmative, Ken and Jody asked me to have a seat so they could tell me the right way to do this job. I guess they were concerned that I might have picked up bad habits from Keith. After that I watched, visited, and attended hearings and meetings of creditors in Chattanooga. Ken was one of those trustees who could muse as a meeting began that a case ‘smelled like a 70% plan’ and, invariably, he was right. I freely plagiarized his ideas and continued to enjoy his counsel as often as possible.I was fortunate to go to his house just days prior to his passing and visit with him about the good old days (thank you, Kara, for your help) and, as Kara mentioned, he was at peace and ready to go. He will be missed.”

He trained more bankruptcy attorneys in the Chattanooga area than you could imagine. In fact, he was given an honorary membership to the Chattanooga Bar Association and received their Ralph H. Kelly Humanitarian Award in 2005. He commanded an audience at tightly packed meetings of creditors and could mediate a creditor objection with just a few words. He knew how to sniff out undisclosed property and nefarious motives. At lunch, he often would entertain us with stories of bad actors. He secretly disclosed that his biggest asset was an ability to do math, finding that it appeared to not be taught in law schools. He was proud of any debtor who completed a plan because he understood the effort it required. He loved being a trustee, and it showed.

Jan Sensenich, Chapter 12/13 Trustee for the District of Vermont: “I remember when Ken retired at 82. You could tell that was not easy for him. You could tell as he spoke he was someone who dearly loved doing this work and would have been happy to keep doing it. I think that says something about Ken and this work we share. Although I probably did not get to know Ken as well as I should have, I do feel that he epitomized the generation of trustees that created the NACTT and largely formed this position into what it is today. We owe him and his generation of trustees a debt of gratitude for their vision and leadership. He is and will be missed but remembered.”

Mr. Still always took the time to answer questions and explain how the Chapter 13 program worked. Regardless of who asked or how long it took to explain it, he made the time. Mr. Still was grateful to the mentors who helped him and lauded their accomplishments. He had a healthy work ethic and respect for what the Chapter 13 Program tries to accomplish. He was willing to pass along all his knowledge to promote the Program. He taught me a lot of meaningful lessons, namely:

  1. Do your best and be on time.
  2. Always know what’s yours and what’s not—never mix the two.
  3. When you make a mistake, admit it and apologize.
  4. If you broke it, then you fix it.
  5. Be nice and help people if you can.

But the best lesson he taught demonstrated his faith in God and love for his family. When he and Barbara were starting their family, Mr. Still was determined to send his children to college because he had not gone. He started looking for a higher paying job and asked for leads from others at church. He received an opportunity at a manufacturing plant, but when he showed up for work, he learned the employer no longer needed him. Devastated, he prayed: “God, I know you love these kids more than I do. So, if these kids are meant to go to college, then I need your help.” Shortly thereafter, the position for trustee was announced. The prior trustee had been removed in a scandal due to poor management. No one wanted the job. It was a mess to fix. Mr. Still took the challenge and ran with it. At first, he felt overwhelmed and thought about quitting, but he persisted and sought help. Over time things improved, and the Chapter 13 Program grew. In 1968, his office processed $711,793 in receipts. The year he retired the office processed $99,868,302 in receipts. He helped thousands of debtors get their fresh start while paying billions to creditors. Aside from family vacations, Ken Still worked every day for 47 years except for a single day missed due to chemo treatments. The only reason Mr. Still retired was to take care of his beautiful bride Barbara after she began suffering from dementia. Love of family instigated the beginning and end of his career, and he trusted God to get him where he needed to be.

At the time of his appointed, Ken described his offices like this: “Across from the Federal Building were a block of old store front buildings . . . rented one of these stores, which in years gone by had housed a movie theatre. The floor was sloped to the rear and the office staff had to sit with their feet hooked around their desk legs to keep from rolling to the rear of the office. I’m not making this up.My office was at the very back and wasn’t too bad but had a hole in the floor where I watched people printing ‘butter and egg tickets’ for illegal gambling. For the unlearned, people on the street would bet on the three last numbers of the total sales of butter and eggs on the commodities market. Pretty good entertainment for me.” Memories of a Chapter XIII Trustee by C. Kenneth Still, 11/10/19 (Truly, a great read.)

While this could be a great end to this article, alas, I would be remiss to not mention the ‘calculator’. Ken used to tell everyone about how that calculator was a game changer. Rodney Strong, retired attorney and chairman of the Hamilton County Democratic Party, said, “When I first started practicing law in 1978 and started handling bankruptcy cases, I was frequently in front of Mr. Still for the meeting of creditors to work through Chapter 13s for my clients. Ken had an old Texas Instruments calculator that he would use to work out the math. He came across as a little gruff but for all that impression, he was always very helpful and patient with a young lawyer like me. He guided me through the bankruptcy process and taught me how to help my clients in the process. Ken was a great man and a mentor to many. Sorry to hear of his passing.” From Longtime Bankruptcy Trustee C. Kenneth Still Dies, The Chattanoogan.com, 6/9/21.

The calculator is still in the office of the trusteeship in a little memory box. It’s to remind us to Do Our Best every day.

No Author Biography has been linked to this Article.

Related Articles

March 24, 2019
By Wm. Houston Brown, United States Bankruptcy Judge (Retired) Discharge - Section 523(a)(8)(A)(ii) does not include “loan.” Denying Navient’s motion to dismiss debtors’ complaint, reviewing the split of authority on whether § 523(a)(8)(A)(ii)’s “educational benefit” included loans, and finding no controlling authority in the Tenth Circuit, the Court concluded that Congress made a distinction between “loan” in § 523(a)(8)(A)(i) and...
Members
February 2, 2020
By The Honorable William Houston Brown (Retired) Class action certification on predominance. The Eleventh Circuit remanded, finding that the District Court had abused its discretion in refusing to certify a class on a predominance theory for former debtors who had obtained discharge of personal liability on residential mortgages and who asserted violations of the FDCPA by a loan servicer. The...
Members
Copy of Hildebrand-2016
July 24, 2022
Secured creditor in a Chapter 13 case entitled to relief from the stay due to lack of adequate protection where the creditor neglects to file a proof of claim and, as a consequent, received no payments under a Chapter 13 plan. (Conley) Weyer v. Valley Communities Credit Union, 2022 WL 1597293 (W.D. Wis. May 19, 2022) Case Summary Dana and...
Members
enmark
October 22, 2023
This quick read has something for everyone. “The services are convenient for consumers and probably encourage impulse buying.” More from this author: Post-Confirmation Property & Income Changes
Members
October 3, 2021
By Jay Fleischman, Managing Attorney at Money Wise Law (Los Angeles, CA) When the world was forced to adjust to new routines in March 2020 due to the global pandemic, I was instantly struck by how little my professional life changed. I’d worked remotely for over a decade, and my systems and procedures didn’t change. Sadly, the same couldn’t be...
Members
March 7, 2021
By Dynele Schinker-Kuharich, Chapter 13 Standing Trustee (Canton, OH) I vividly remember getting the call that I was to be appointed as a Standing Chapter 13 Trustee (effective October 1, 2018). I was so honored, and humbled, and excited. At the time I was a panel Chapter 7 Trustee, but my heart had always been in Chapter 13. As corny...
April 11, 2021
By Kara K. Gendron, Esquire, Mott & Gendron Law (Harrisburg, PA) If a Chapter 13 Debtor has adopted a child who is eligible for assistance under Title IV-E of the Social Security Act, should those funds which were received in the six months prior to filing the petition be included in the Official Form 122C–1 Chapter 13 Statement of Current...
Members
BEKOFSKE
October 8, 2023
How do you acknowledge such an accomplished man; especially one who is also the consummate gentleman; a man of integrity; a community leader; the sharer of wisdom and knowledge? Of course, you list his impressive biographical accomplishments. But you also think about his influence on you and others in your circle. You reach out to those you know who were...
January 10, 2021
By Rachel Jones, Staff Attorney to Chapter 13 Standing Trustee Chris Micale, Western District of Virginia (Roanoke) The events of 2020 have had a devastating impact on the very low-income population. The working poor are struggling, particularly those working in sectors such as hospitality and tourism. State and Federal funding and local programs such as food banks and community action...
July 12, 2020
By Daryl J. Smith, Senior Staff Attorney to Sylvia Ford Brown, Chapter 13 Trustee (Memphis, TN) and Katherine L. Rea, Staff Attorney to Pamela Simmons-Beasley, Chapter 13 Trustee (Columbia, SC) Is there ever a reason to oppose a voluntary dismissal of a chapter 13 that has not been converted from a chapter 7? Maybe. But will you be successful? Probably...
Members

Looking to Become a Member?

ConsiderChapter13.org offers a forum to advance continuing education of consumer bankruptcy via access to insightful articles, informative webinars, and the latest industry news. Join now to benefit from expert resources and stay informed.

Webinars

These informative sessions are led by industry experts and cover a range of consumer bankruptcy topics.

Member Articles

Written by industry experts, these articles provide in-depth analysis and practical guidance on consumer bankruptcy topics.

Industry News

The Academy is the go-to source for the latest news and analysis in the Chapter 13 bankruptcy industry.

To get started, please let us know which of these best fits your current position: