A. Introduction
When should we regard dismissal or conversion of a chapter 13 as an unsuccessful bankruptcy? The arguments are familiar.Chapter 13 is the easiest, quickest, and cheapest way to stop foreclosures, repossessions, and garnishments by creditors.Desperate debtors can file a chapter 13 case without schedules, statements, or a plan and buy themselves a stay for a short period. And if they change their mind, chapter 13 debtors have an absolute right to dismiss or convert their case. But academic critics argue that such a definition of success is weak and lacks reliable . . .
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