A Salute to the Consumer Litigation Five Star General

Max Gardner

Consumer law attorney, mentor and educator, Oliver Max Gardner III recently announced that he is retiring. His passion, diligent research and unmatched expertise has served as a north star in consumer law for so many of us.

From building a community of like-minded enthusiasts through the renowned Bankruptcy Boot Camp and cultivating an army of consumer litigators to fiercely defending and advocating for consumer rights and raising the bar of possibilities for consumer defense, Max’s personal and professional impact on consumer law will be greatly missed.

As you step into well-deserved retirement and as a member of your consumer litigation army, Max, I salute you.

Max has enthusiastically practiced law in North Carolina for nearly 50 years. Among his many career accomplishments, he has successfully tried 100of 102 jury trials that went to final verdict.

“I have always been an advocate for the average Joe’s of this world, the hourly workers, the textile workers, the pay it over folks and all of the masses of folks who have been screwed by the Banksters, the sub-prime lenders, the pay day vultures, and the rent to repo crowd, just to mention a few,” explains Gardner.

Max, for all those incredible victories that gave a loudening voice to consumers, I salute you.

Although there are numerous reasons for his incredible success, I have observed three discernable traits. The first is that Max is the “subject matter expert” when he is called to action. Secondly, he is always well prepared and organized. Third, and most importantly, is his uncanny knack for presenting complex issues in a simple, digestible way.

That knack for explaining complex issues is why he has become the sought after expert, mentor and educator for so many consumer attorneys. He is a champion for consumers; but he also shares his expertise so other consumer bankruptcy attorneys can further the cause.

Max’s innate passion for furthering consumer rights defense and education is perhaps best exemplified in the founding of Max Gardner’s Consumer Defense Academy and, most notably, the Bankruptcy Boot Camp.

Max has provided education and training for thousands of attorneys who want to be on the leading edge of consumer law. I am proud to say I am one of them – having attended six of Max’s Consumer Defense seminars since January 2010. They all rank among the best legal courses I have received in all my years of board certification and continuing legal education.

Max, for all the invaluable information that built an army of best-in-class consumer attorneys, I salute you.

As he galvanized more and more consumer advocates through his academy, Max developed a system of centralized communications and shared documents.By creating and maintaining numerous list-serves and document storage, he enabled graduates to share information freely and quickly, essentially providing an extension of his courses as we continued to learn and share best practices.

Max, for your efforts to build community, centralize communications and enable document sharing among your army, I salute you.

I have made numerous colleagues and friends in my nearly twenty years of practice. There are so many individuals in my legal community that I admire, respect, and hold in the highest regard. However, there are only a few that have ever truly inspired me to be a better attorney for the individuals that I represent.

“It has been a true honor for me to have helped so many who but for lawyers like us would have lost it all. I have always tried to do the best I can, every day I can and for everyone I can,” says Gardner. “And I feel real joy and peace in my heart for what I have accomplished.”

For sharing your contagious passion for our field and admirable fighting spirit that spawned an army of like-minded followers,I salute you.

Max, I hope that you enjoy retirement. Know that I will continue to advocate for consumer rights and educate and encourage other consumer attorneys to do the same.

image004
“Bankruptcy Boot Camp graduate and proud soldier of the Max Gardner Army”, Slocum Law (Franklin, TN)

Keith Slocum owns Slocum Law, a leading-edge consumer law firm that provides consumer bankruptcy, mortgage litigation, FDCPA, FCRA and student loan legal services.

Previously, Keith served an attorney with the firm of Harlan, Slocum and Quillen from 2009 to 2023. He earned his license to practice law in 2003 and became board certified in bankruptcy law in 2008. He attended Middle Tennessee State University and Nashville School of Law.

He is a subject matter expert on mortgage advocacy and advises clients and colleagues on the complex field of mortgage litigation.

Slocum is married with two boys. In his free time, he coaches youth sports and travels with his family.

Related Articles

December 22, 2019
By Lawrence R. Ahern, III, Brown & Ahern (Nashville, TN) Part VII Introduction This series focuses on four bankruptcy-related bills that were enacted during the 116th Congress and signed into law on August 23, 2019. One bill, the Small Business Reorganization Act of 2019 (SBRA), will be effective February 19, 2020. It appears in its entirety in Appendix B to...
Members
nationalguard
December 31, 2023
The National Guard and Reservists Debt Relief Extension Act of 2023 (H.R. 3315) enacted on December 19, 2023 extends for an additional four years the existing exemption from the means test for qualifying reservists and National Guard debtors who are called to active duty or to perform a homeland defense activity for not less than 90 days. See 11 U.S.C. § 707(b)(2)(D)(i). A debtor...
Consumer Bankruptcy Education
September 1, 2024
Micromanaging can foster more harm than good in the workplace.
May 17, 2020
By The Honorable William Houston Brown (Retired) Sanctions for including foreclosed property in petition. On creditor’s motion, sanctions for attorney fees and costs were awarded against Chapter 13 debtor’s attorney for scheduling as property of estate real property that had been foreclosed and on which debtor’s redemption period had expired. Under Rule 9011(c), a safe harbor letter from the creditor...
Members
January 24, 2021
On October 1, 2019, John G. Jansing was appointed Chapter 13 Standing Trustee for the Southern District of Ohio at Dayton. John took over from Jeff Kellner, who retired and moved to New Hampshire. John had some great mentors: Herb Beskin in Charlottesville, Marge Burks in Cincinnati and Faye English in Columbus. John toured Herb’s office in January 2020 and...
Copy of Hildebrand-2016
October 27, 2024
Failure of TitleMax to re-perfect lien when first loan was “refinanced” and debtor made a new loan with TitleMax, precluded them from holding a perfected security interest in the automobile that originally served as its collateral would be unsecured.
Members
ndc-logo
August 24, 2025
The National Data Center provides small sponsorships of up to $2,000 for educational consumer bankruptcy seminars, when approved pursuant to its guidelines and when funds are available.
William-1_print_2019
The Ninth Circuit's recently carved out a narrow exception to the 30-day objection deadline for exemptions under Rule 4003(b)(1).
Members
June 20, 2021
By Cathy Moran, Esq., (Redwood City, CA) To actually effect abandonment of unadministered assets in a bankruptcy case, the asset in question must appear on Schedule A/B. That’s the hard teaching of Stevens v. Whitmore from the 9th Circuit BAP. A passing reference to an asset in the SOFA isn’t sufficient. Neither was the fact the trustee explicitly knew about...
Members
kevinanderson
April 12, 2026
Judge Anderson presents Academy subscribers with his analysis of Chapter 13 filing trends and broader economic conditions for the first quarter of 2026. Those already familiar with his work will appreciate his latest insights, while new readers will quickly recognize his exceptional ability to interpret and distill complex data into meaningful conclusions.
Members

Looking to Become a Member?

ConsiderChapter13.org offers a forum to advance continuing education of consumer bankruptcy via access to insightful articles, informative webinars, and the latest industry news. Join now to benefit from expert resources and stay informed.

Webinars

These informative sessions are led by industry experts and cover a range of consumer bankruptcy topics.

Member Articles

Written by industry experts, these articles provide in-depth analysis and practical guidance on consumer bankruptcy topics.

Industry News

The Academy is the go-to source for the latest news and analysis in the Chapter 13 bankruptcy industry.

To get started, please let us know which of these best fits your current position: