Did You Really Rely Upon That?

The Mississippi Bankruptcy Court in The Huntington National Bank vs. Ashley Mosby, case #21-11614, adversary case #21-1028, on September 1, 2022, denied the bank’s request to declare a debt non-dischargeable because the bank did not rely upon the debtor’s false statement. In this case the Debtor purchased a 2020 Dodge Challenger, financed by the bank, without disclosing she intended to rent the vehicle to others. The Court found that “the bank has failed to prove the necessary element of reliance, and the debt is therefore dischargeable.”

First, the debtor signed . . .

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Angela scolforo
Staff Attorney for Chapter 13 Standing Trustee Herbert L. Beskin (Charlottsville, VA)

Angela M. Scolforo is the Standing Chapter 13 Trustee for the Western District of Virginia.  She was appointed in 2023, after serving as Herb Beskin’s Staff Attorney for 18 years.  She has spoken on seminar panels in Virginia and nationally and enjoys learning from and interacting with her peers.  Before the Fourth Circuit Court of Appeals she successfully briefed and argued Virginia v. Webb, 908 F.3d 941 (4th Cir. 2018)(denying the ability for creditors to garnish funds held by the trustee).  For 20 years she served as the Town Attorney for Gordonsville, Virginia.  The mother of seven children and fifteen grandchildren, she is called Mom, Miss Angela, Grams, and Grandma Chocolate.  She graduated from the University of Virginia School of Law in 1998, and received a B.A. in English from the College of the Holy Cross in 1987.  A past Chairman of the Bankruptcy Section of the Virginia State Bar, she served on the Bankruptcy Section Board from 2009 through 2016.

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