Think Beyond The Means Test

By Cathy Moran, Esq. (Redwood City, CA)

It started as a means test question: could emergency medical expenses be deemed non consumer debt.

It ended up as a step back to get the bigger picture.

Well-seasoned bankruptcy counsel brought the fact pattern to a list serve of colleagues. The prospective debtors’ income in a small consulting corporation is declining, his health crisis raises not only income issues but issues of end of life expenses; and there’s apparent money on the bottom line. What to do?

Before . . .

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