Ethics: Attorneys, Deceptive Documents And Bankruptcy – A Series of Articles

Tom Waldron, a former bankruptcy judge and current Advisor to the NACTT Academy, lives in Tucson, AZ.Tom.Waldron@ConsiderChapter13.org.

What are deceptive documents and why are they being presented in bankruptcy courts?

It would be appropriate to characterize the decade 2000-2010 as the Decade Of Deceit, with bankruptcies from 2001’s Enron through 2009’s Madoff, and including the deceitful documents still floating around in the mortgage meltdown mess. Regrettably, these headline grabbing mega-bankruptcies are often merely magnified versions of instances of deceit . . .

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No Author Biography has been linked to this Article.

The VA Loan Trap: Broken Promises and New Hurdles for Veterans

Roberto Rivera

November 17, 2024

“The VA created a program to capture missed payments and "put them to the end of the loan," but they eliminated it. . . . Many Veterans were forced to accept loan modifications that increased their payments. Those who didn't accept or were denied modifications were promised a new program, VASP.”

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Twenty Years After BAPCPA; The Federal Form Still Doesn’t Follow the Statute

Robert G. Drummond

September 28, 2025

“The calculations in Form B122C-1 are directly at odds with the calculations in § 1325(b)(2)(B).”

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How To Manage Incompetent, Unprepared, and Negligent Bankruptcy Counsel

The NACTT Emeritus Trustees

February 12, 2023

Previously the Emeritus Trustees (“ETC”) were asked to comment on “How to Manage Unprofessional and Discourteous Attorneys”. We now turn to ETC to share their collective wisdom when addressing the issues raised by incompetent, unprepared, and negligent bankruptcy counsel. Chapter 13 Trustees are required to administer cases in accordance with the duties set forth in 11 U.S.C. Sec. 1302 and...

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From the Editor – Confirmation

March 8, 2020

By The Honorable William Houston Brown (Retired) Good faith in plan proposal. Plan was proposed in good faith, although petition was filed only 21 days after purchase of vehicle, when plan adequately protected creditor against risk of depreciation. Opinion reviews good faith factors for plan proposal. In re Sharp, 608 B.R. 546 (Bankr. D. Kan. 2019). Compare In re Broder,...

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Deduction Goes Up in Smoke

Henry E. Hildebrand, III

May 18, 2025

Debtors could not deduct from their disposable income a $300 per month expenditure for tobacco products as a “special circumstance.”

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From the Other Side

January 19, 2020

By Craig Shopneck, Chapter 13 Standing Trustee for the Northern District of Ohio Retired It was many months ago when Mike Joseph asked, if, as a retired trustee, would I be interested in writing an article for the NACTT Academy. This may seem like a rather straightforward task but before putting pen to paper I needed time to reflect not...

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NSFs Don’t Have to Derail Bankruptcy Success

Jen Reda

June 21, 2026

NSF’s have a psychological impact.

A Sappy Farewell to Jeff Kellner as the Dayton Chapter 13 Trustee

September 29, 2019

By The Honorable Guy R. Humphrey, Southern District of Ohio It is with heavy hearts that we in Dayton, Ohio say our farewells to Jeff Kellner as our Chapter 13 Trustee. Jeff will be concluding his duties as the Trustee on September 30th and handing the reins over to John Jansing on October 1st. Listing Jeff’s contributions to the bankruptcy...

Taekwondo Takedown: Chapter 7 Dismissed Over Discretionary Spending

Henry E. Hildebrand, III

September 22, 2024

The debtor’s family expense for nonessential taekwondo training and gym memberships demonstrated an abuse of Chapter 7 and the case would be dismissed unless converted to a Chapter 13.

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Older Adults/Seniors: Financial Abuse, Exploitation and Bankruptcy

Michael B. Joseph

June 28, 2026

“In recent years, the elderly have increasingly become targets of financial abuse, exploitation, and scams.”

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Ethics: Attorneys, Deceptive Documents And Bankruptcy – A Series of Articles

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Related Articles

The VA Loan Trap: Broken Promises and New Hurdles for Veterans

Twenty Years After BAPCPA; The Federal Form Still Doesn’t Follow the Statute

How To Manage Incompetent, Unprepared, and Negligent Bankruptcy Counsel

From the Editor – Confirmation

Deduction Goes Up in Smoke

From the Other Side

NSFs Don’t Have to Derail Bankruptcy Success

A Sappy Farewell to Jeff Kellner as the Dayton Chapter 13 Trustee

Taekwondo Takedown: Chapter 7 Dismissed Over Discretionary Spending

Older Adults/Seniors: Financial Abuse, Exploitation and Bankruptcy

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