Josh Cohen

The Student Loans Lawyer

Biography

Joshua R.I. Cohen, The Student Loan Lawyer, started his legal career in October 2008, when he passed the bar and founded his own firm. Through his law school experience, he had worked for both legal aid and a private firm doing consumer protection work. Once on his own, he continued with consumer protection but quickly began a niche in student loan work. Within nine months of opening his firm, he filed his first-class action against the student loan industry.  His practice helps students maneuver the rocky terrain of student loans, including understanding how to get loans out of default, how to obtain affordable payment plans, defending student loan collection lawsuits, bringing affirmative claims for violation of student loan law, and discharging loans through bankruptcy adversary proceedings. In addition to helping borrowers, Josh also helps attorneys. His Student Loan Law Workshop, a 2-day intensive workshop teaching attorneys how to incorporate student loan law into their existing practice, is now in its 11th year. Josh is also the creator of software that helps attorneys better prepare and counsel clients regarding their student loans, found at www.studentloantoolbox.net.  He’s been a speaker at the National Consumer Law Center’s Consumer Rights Litigation Conference and the National Association of Consumer Bankruptcy Attorney’s national conference. He also frequently appears for CLE’s for Bar Associations.  Josh was born and raised on Long Island and has lived up and down the East Coast before finally settling down in Vermont, where he’s been since 2012. He holds a BA in Psychology from Brandeis University, an MBA, and a JD from Quinnipiac University School of Law. He has three children and is an avid skier, glamper, and model builder.

Articles by Josh Cohen

Scott Waterman
November 12, 2023
If you intend to seek to discharge student loans under §523(a)(8), do not consolidate the loans after the case is filed. Prebankruptcy planning is most important if one wishes to discharge student loans. A recent Texas Chapter 7 case highlights the pitfalls if one does not act accordingly. Debtors obtained 27 separate student loans prior to when they filed their...
Members
cohen3
October 29, 2023
“FFEL and Perkins loans are different than other federally backed student loans as these are owned by private lenders, but guaranteed by the government.”
Cohen
October 1, 2023
In conjunction with The Academy’s recent webinar on Student Loans, Scott and Josh offer a follow-up check list – a MUST READ! “With all the new student loan servicing changes, what should debtor attorneys be doing as to pending chapter 13 cases where their clients owe federal student loans? Here’s the short list:”
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