From the Editor - Fair Debt Collections Practices Act • NACTT Academy

From the Editor – Fair Debt Collections Practices Act

By The Honorable William Houston Brown (Retired)

FDCPA not violated by proofs of claim for time-barred debts. Although the Chapter 13 debtor had standing to bring a claim for statutory damages under the FDCPA, despite having no actual damages, and the filing of a proof of claim is an action to collect a debt, the district court held that under Indiana law “a debt that has become uncollectible [due to the running of the statute of limitations] is not extinguished; the money is still owed and the FDCPA only regulates the remedies available to the . . .

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