Ensure You Understand Insurance in Bankruptcy

By Cathy Moran, Esq. (Redwood City, CA)

Because its treatment varies so, we need to be asking more pointed questions of clients about both insurance policies and the debtor as beneficiary.

Unmatured life insurance

Starting with exemptions, §522(d)(7) makes an unmatured life insurance policy exempt without limit.

So, the insurance element of a policy owned by the debtor is exempt whether it insures the life of . . .

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Ensure You Understand Insurance in Bankruptcy

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