Is The Chapter 13 “Super Discharge” Still Super?

By Megan E. Craig, Southwestern Law School, J.D. Candidate 2015

What can make Chapter 13 a super choice for a debtor? The super discharge! Common causes of bankruptcy include debt from divorce, an accident, traffic tickets, payments on taxes, or a previously filed bankruptcy. 1 What a relief for debtors that many of these debts, while non-dischargeable in a Chapter 7, remain dischargeable in a Chapter 13.

Indeed, the super discharge still has some life left despite the passage of the 2005 Bankruptcy Abuse Prevention Consumer Protection Act that narrowed its scope . . .

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