By Larry Loheit, Chapter 13 Trustee Retired, Charter Member of NACTT
At a point when the amount of credit card debt was becoming dangerously high on a national level, the real estate market began to expand as well. The average consumer was carrying an increasingly uncomfortable ‘unsecured’ debt load often exasperated with an assortment of consumer secured contracts extended during the ‘easy credit’ marketplace and it was becoming increasingly difficult to handle. “Fortunately“ many found they had increased equity in their home which provided them the means to borrow their way out of high interest debt with reduced rates of . . .
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