WE LOVE AND WILL MISS YOU, HELEN

Helen Morris, the Standing Chapter 13 and 12 Trustee for West Virginia is retiring at the end of this fiscal year.

I first met Helen over lunch at NACTT, where we chatted about a non-legal interest we both share, writing fiction. I was delighted to discover, then as now, a friend with a razor wit, a wicked sense of humor and a keen understanding of human nature. All essential tools when serving as a 13 Trustee.

Helen went to college at Marshall University, graduating in 1971. After graduation, she went to work for a local newspaper, covering the Court beat. Watching the proceedings, she got interested in the legal profession, and decided to go to Vanderbilt University Law School.

When I asked her if she’d thought she could do better than the attorneys she covered as a reporter, all I got was a laugh. But I have no doubts.

After receiving her J.D., she practiced in a small firm in Huntington, WV, in the area of bankruptcy, both Debtor and Creditor work. In 1990 she became a Chapter 7 Trustee and was appointed as the Chapter 13 Trustee in 1996.

In our talks over the years, comparing notes, venting our frustrations, Helen’s humor and biting commentary has been a source of joy and support.

At one point, I emailed Helen, and received an out of office auto-response, the usual “I will respond when I return”, except it was in 32-point type in bright pink. I laughed out loud! When I asked her about it later, she said, “I got tired of attorneys ignoring the out of office email and asking why I hadn’t responded.” I asked her if it worked, and she said, “Not completely. But I get fewer of them.”

In her downtime, Helen loves reading, knitting, cross-stitch, and writing. I asked her how she plans to spend her retirement. “Catching up on reading, knitting, cross-stitch, and writing.”

The world seldom acknowledges the people in the Bankruptcy system who spend years serving with honor, integrity, compassion, and, yes, the occasional pithy comment. There are no ticker-tape parades, no medals awarded, and no real public acknowledgment of service — service that is rendered at the highest standards of professionalism, for a community that often isn’t even aware of what we actually do. The audits endured, the millions disbursed, the stress of dealing with Bench, Bar, UST, Creditors and Debtors. But your fellow Trustees know, Helen, and wish you well as you toss the keys of the office to your successor and run from the building, cackling madly.

Enjoy!

EAV2010
Chapter 13 Standing Trustee for the Northern District of Ohio (Toledo)

Elizabeth A. Vaughan was a Chapter 7 Panel Trustee and solo practitioner representing debtors, creditors and trustees from 1988 to 2007. On June 1, 2014 she was appointed as the Chapter 13 Trustee for the Northern District of Ohio, Western Division. She is a graduate of Baldwin-Wallace College, and The University of Toledo College of Law. In her spare time she is a USA TODAY Bestselling author of fantasy romance novels. The title of her first book, published in 2005, is Warprize.

Related Articles

Copy of Hildebrand-2016
A month-to-month residential lease can be assumed and defaults cured in a Chapter 13 plan. (Rucker) In re Mattoon, 2022 WL 2080184 (Bankr. E.D. Tenn. June 9, 2022) Case Summary Sarah Mattoon executed a lease with Open Doors in September of 2019. Several of Ms. Mattoon’s family members lived with her in the rented apartment including her “companion” and her...
Members
October 20, 2019
By Herb Beskin, Chapter 13 Trustee and Edward M. Wayland, Esq. (Charlottesville, VA) Trustees are not privy to the struggles of Debtors as they emerge from Chapter 13 and work to re-establish (establish?) their credit worthiness. A crucial factor in this process is the Debtor’s credit report. In this article, we discuss the Fair Credit Reporting Act (“FCRA”), the rules...
Members
Headshot
October 8, 2023
David A. Mawhinney is the Chapter 13 Standing Trustee for the Central and Western Divisions of Massachusetts and a Subchapter V Trustee for Region One. He replaced Denise M. Pappalardo upon her retirement which was effective December 24, 2022. David is a 2002 graduate of Boston College and received his J.D. from Boston College Law School in 2011. When David started...
Danielle headshot (2)
January 30, 2022
Gambling is inherently risky, but that rings even more true when a bankruptcy is involved. Section 727(a)(5) allows for denial of discharge if “the debtor has failed to explain satisfactorily, …. any loss of assets or deficiency of assets to meet the debtor’s liabilities.” 11 U.S.C. §727(a)(5). Recently, Bankruptcy Judge Timothy A. Barnes in Chicago wrote an opinion in which...
Members
moran_cathy
March 12, 2023
Lien perfection follows state law The secret tax lien attaches to all of a taxpayer’s property of any kind, wherever located. However, a tax lien is perfected against other creditors only by compliance with state laws on perfection of liens. AND during the pendency of a bankruptcy case, counsel only has to deal with the properly perfected tax lien. State...
Members
Heitkamp
December 17, 2023
At the end of this calendar year, after 44 years, the Southern District of Texas and the bankruptcy community will lose one of our standard bearers. William E. Heitkamp, “Bill” was appointed Chapter 13 Trustee in 1979. His appointment came shortly after the Bankruptcy Reform Act of 1978 became law.
Members
December 20, 2020
(To be sung to the tune of Julie Andrews’ version of “These Are a Few of My Favorite Things” from The Sound of Music) Raindrops on roses, and whiskers on kittens, Bright copper kettles and warm woolen mittens– Hey, wait a minute, that’s not what I mean; It’s time that we focus on Chapter Thirteen. We’ve been Trustees for so...
August 22, 2021
By Henry E. Hildebrand, III, Chapter 13 Standing Trustee (Nashville, TN) While the best interests of creditors test is applicable upon modification of a Chapter 13 plan, post-petition acquired property of the estate is not included in such analysis in that such property would not be property of a Chapter 7 estate. (Somers) In re Taylor, 2021 WL 3118824 (Bankr....
Members
June 27, 2021
By Academy Staff Phil was a quiet, humble man. He loved his family, loved the law, and loved to serve others. Philip D. Lamos, age 53 of Painesville Township, passed away suddenly on June 11, 2021. He was a hometown boy who loved his family, especially his son Matthew and daughter Emily. Phil was a graduate of John Carroll University...
moran_cathy
May 21, 2023
For a system that is supposed to rehabilitate personal finances and set debtors back on their feet, Chapter 13 nationwide is schizophrenic about on- going retirement savings, divided about whether post petition contributions to retirement accounts preclude confirmation of a Chapter 13 plan. Too many courts, in my opinion, come down barring voluntary provisions for old age for the 5...
Members

Looking to Become a Member?

ConsiderChapter13.org offers a forum to advance continuing education of consumer bankruptcy via access to insightful articles, informative webinars, and the latest industry news. Join now to benefit from expert resources and stay informed.

Webinars

These informative sessions are led by industry experts and cover a range of consumer bankruptcy topics.

Member Articles

Written by industry experts, these articles provide in-depth analysis and practical guidance on consumer bankruptcy topics.

Industry News

The Academy is the go-to source for the latest news and analysis in the Chapter 13 bankruptcy industry.

To get started, please let us know which of these best fits your current position: