The Chapter 13 Business Model

By John M. Hauber, Chapter 13 Standing Trustee (Indianapolis, IN)

I have recently written an article for the NACTT Quarterly, that may or may not be published at the time of this writing, which is simply a stream-of-conscious style response to Senator Elizabeth Warren’s desire to modify the Bankruptcy Code based upon her perception . . . → Read More: The Chapter 13 Business Model

2020 Vision

By Jan Sensenich, Chapter 13 Standing Trustee for the District of Vermont

I think it was in junior high school when I first started wearing glasses. I remember not liking the idea of having to wear glasses. I thought I could see just fine. As far as I knew, I was seeing what I . . . → Read More: 2020 Vision

Legal Aid and Who Are Our Chapter 13 “Customers”

By Rachel Jones, Staff Attorney to Chapter 13 Standing Trustee Chris Micale, Western District of Virginia (Roanoke)

The events of 2020 have had a devastating impact on the very low-income population. The working poor are struggling, particularly those working in sectors such as hospitality and tourism. State and Federal funding and local programs . . . → Read More: Legal Aid and Who Are Our Chapter 13 “Customers”

Meet a Newish Trustee

On October 1, 2019, John G. Jansing was appointed Chapter 13 Standing Trustee for the Southern District of Ohio at Dayton. John took over from Jeff Kellner, who retired and moved to New Hampshire.

John had some great mentors: Herb Beskin in Charlottesville, Marge Burks in Cincinnati and Faye English in Columbus. John toured . . . → Read More: Meet a Newish Trustee

Legal Aid and Who Are Our Chapter 13 “Customers”

By Rachel Jones, Staff Attorney to Chapter 13 Standing Trustee Chris Micale, Western District of Virginia (Roanoke)

The events of 2020 have had a devastating impact on the very low-income population. The working poor are struggling, particularly those working in sectors such as hospitality and tourism. State and Federal funding and local programs . . . → Read More: Legal Aid and Who Are Our Chapter 13 “Customers”

Why Junk the Whole System When Minor Remedies Would Suffice?

By Shannon Garrett, Esq. (Topeka, KS)

As a Debtor’s bankruptcy practitioner, I was encouraged to see Senator Warren’s proposed reform plan. Bankruptcy is one of the few areas where bipartisan support and action are possible, and being a fan of the current structure, I welcome the reform as a chance to make a good . . . → Read More: Why Junk the Whole System When Minor Remedies Would Suffice?

Chapter 13 –Success/Benefits & Everything in between

By Robert S. Thomas, II,1 Chapter 13 Standing Trustee for the District of Maryland (Baltimore)

All stakeholders strive to make the Chapter 13 program efficient and beneficial to all parties. The Chapter 13 program has evolved over the years to better serve debtors and creditors. This is due in part because of the remarkable . . . → Read More: Chapter 13 –Success/Benefits & Everything in between

A Few of Our Favorite (Chapter 13) Things

(To be sung to the tune of Julie Andrews’ version of “These Are a Few of My Favorite Things” from The Sound of Music)

Raindrops on roses, and whiskers on kittens, Bright copper kettles and warm woolen mittens– Hey, wait a minute, that’s not what I mean; It’s time that we focus on Chapter . . . → Read More: A Few of Our Favorite (Chapter 13) Things

Consumer Bankruptcy Reform Act of 2020 Introduced

By Hon. William Houston Brown, Adviser, Academy for Consumer Bankruptcy Education and Margaret A. Burks, Chapter 13 Trustee (Cincinnati, OH)

Senator Elizabeth Warren (D. Mass.) and House Judiciary Committee Chairman Jerrold Nadler (D. N.Y.) have introduced the Consumer Bankruptcy Reform Act of 2020. Introduction of the Act is only the beginning of the . . . → Read More: Consumer Bankruptcy Reform Act of 2020 Introduced

One Woman’s Opinion

By Margaret A. Burks, Chapter 13 Standing Trustee for the Southern District of Ohio (Cincinnati)

Chapter 13 works.

Some people wish to continually criticize Chapter 13.

They criticize the success rate.

They criticize racial bias.

They criticize how Chapter 13 works.

They also criticize the fact that Chapter 13 appears less voluntary . . . → Read More: One Woman’s Opinion