In re McClam, No. 11-08714-8-JRL, 2012 WL 526297, at *1 (Bankr. E.D.N.C. Feb. 16, 2012) (Leonard)

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In re Emerson, No. 11-61712-13, 2011 WL 6945757, at *4 (Bankr. D. Mont. Dec. 30, 2011) (Kirscher)

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In re Pracht, 464 B.R. 486, 490–92 (Bankr. M.D. Ga. 2012) (Smith)

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In re Martin, 464 B.R. 798, 802–07 (Bankr. C.D. Ill. 2012) (Perkins)

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In re Osborn, BK11-41944-TJM, 2012 WL 246301, at *5 (Bankr. D. Neb. Jan. 26, 2012) (Mahoney)

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In re Sweetenburg, No. 12-31023, 2012 WL 1835517, at *2–*4 (Bankr. W.D.N.C. May 18, 2012) (Beyer)

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In re Vandenberg, No. 09-bk-23387, 2012 WL 1854298, at *4–*5 (Bankr. D. Ariz. May 21, 2012) (Curley)

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In re John, No. 5:08-bk-52505-JJT, 2012 WL 1998405, at *4 (Bankr. M.D. Pa. June 4, 2012) (Thomas)

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In re John, No. 5:08-bk-52505-JJT, 2012 WL 1998405, at *4–*5 (Bankr. M.D. Pa. June 4, 2012) (Thomas)

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In re Hayes , No. 11-83175, 2012 WL 1995538, at *1 (Bankr. C.D. Ill. June 4, 2012) (Perkins)

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