Blake Warner

“. . . newer ‘generative’ AI uses machine learning algorithms to create completely original outputs like text, audio, images, and videos.”

Warner continues and concludes his deep dive into plan extensions looking at (1) whether or not to extend is a case specific inquiry; (2) the Walsh court vs. acceptable judicial intervention; and (3) moral obligation as a basis for plan payment extensions.

For below-median income debtors, plan extensions beyond 36 months are meant to be voluntary and flexible—not coerced by courts, trustees, or creditors. While ‘cause’ can justify a longer plan, it must be determined case-by-case.