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Cathy Moran

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Think Beyond the Means Test

July 31, 2022
It started as a means test question: could emergency medical expenses be deemed non consumer debt. It ended up as...
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Members
moran_cathy

4 Reasons to Keep Time Records No One Discusses

July 17, 2022
Mention keeping time records to a bankruptcy lawyer and you’re likely met with expressions of utter revulsion. All too many...
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Members
moran_cathy

Tax Deductions Hidden in Chapter 13

April 3, 2022
True. Most people no longer itemize under the current Tax Code. However, the amount of money involved varies and should...
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Members
moran_cathy

Claim Preclusion and the Opportunities for Mischief

March 27, 2022
I’ve been having nightmares about the 9th Circuit’s decision in Siegel for 20 years. Broad strokes, Siegel (143 F.3d 525...
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Members
moran_cathy

Lenders Can’t Hide from Consequences of Misapplication of Mortgage Payments

March 6, 2022
Who knew 20 years ago how apparently hard it is to account for money paid to you? Even if accounting...
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Members
moran_cathy

Who Gets Grannie’s Cash – Grannie or the Bankruptcy Trustee?

February 13, 2022
When there’s a joint bank account and a bankruptcy filing, good intentions can quickly go sour. The bankruptcy trustee sees...
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Members
moran_cathy

Of Grace Periods and Mortgage Payments

January 23, 2022
The no man's land between the mortgage due date and late payment is a persistent trouble spot for Chapter 13...
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Members
moran_cathy

Taxes & Timing: Calculating Outcomes for Bankruptcy Debtors

December 19, 2021
Bankruptcy lawyers regularly evaluate the dischargeability of taxes when deciding when to file a client’s bankruptcy case. At base, the...
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Members

Are Your Loyalties Divided?

August 22, 2021
By Cathy Moran, Esq., (Redwood City, CA) When a married couple books a bankruptcy consultation, you have an immediate problem:...
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Members

Assessable Yet Not Assessed Taxes Could Cost You a Malpractice Claim

August 1, 2021
By Cathy Moran, Esq., (Redwood City, CA) Eighteen years elapsed between the close of the 2003 tax year and the...
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