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About
Meet the Academy
Public Articles
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Home
About
Meet the Academy
Public Articles
Positions Available
Contact Us
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About
Meet the Academy
Public Articles
Positions Available
Contact Us
Mortgages
2022 Bankruptcy Procedure Year in Review: Revised Statute and Rules and Selected Cases Part 6 Finality Versus a Residential Mortgagee: Espinosa and Nobelman Clash in the Eleventh Circuit
Lawrence R. Ahern, III
February 26, 2023
This Part 6 continues1 an analysis of judicial developments with a significant decision on finality of a Chapter 13 confirmation...
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Members
To Conduit, Or Not To Conduit? That Is The Question. Or Less Shakespearean: “Conduit Mortgage Case Law”
The Honorable John P. Gustafson
January 15, 2023
Conduit vs. Direct Mortgage Payments – The Case Law To Consider1 The requirement that debtors pay their mortgage payments to...
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Members
Max’s Knowledge Nugget
Max Gardner
November 13, 2022
Question: May a servicer charge to generate a payoff quote? Answer: 1026.36(c)(3) Payoff statements. In connection with a consumer credit...
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Members
Critical Case Comment– Reverse Mortgage May be Modified
Henry E. Hildebrand, III
May 22, 2022
A reverse mortgage, having fallen due as a result of the death of the borrower, is not protected from modification...
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Members
Lenders Can’t Hide from Consequences of Misapplication of Mortgage Payments
Cathy Moran
March 6, 2022
Who knew 20 years ago how apparently hard it is to account for money paid to you? Even if accounting...
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Members
Can a Secured Claim Still “Ride-Through” Bankruptcy Despite BAPCPA? – Part 1 In re Rhodes Says, “Let Me Count the Ways”
Lawrence R. Ahern, III
January 30, 2022
Background A recent Chapter 7 case out of the Bankruptcy Court for the Southern District of California, In re Rhodes,1...
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Critical Case Comment – 3002.1 and Reverse Mortgages
Henry E. Hildebrand, III
January 23, 2022
Requirements and remedies in Rule 3002.1 apply to reverse mortgages as well as conventional mortgages; while discharge of Chapter 13...
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Members
The Case for Conduit Mortgage Payments
Max Gardner
January 23, 2022
Max Gardner’s Top Ten Reasons The late Waylon Jennings had a hit song years ago called “Sick and Tired of...
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Escrow 102 – Part 4 of 4
October 17, 2021
By Michael J. McCormick, Esq., McCalla Raymer Leibert Pierce, LLC (Roswell, GA) The Shortage-Only Arrears Claim Occasionally, running the escrow...
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Escrow 102 – Part 3 of 4
October 10, 2021
By Michael J. McCormick, Esq., McCalla Raymer Leibert Pierce, LLC (Roswell, GA) Official Form 410A1 On December 1, 2015, Official...
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