In re King, 460 B.R. 708 (N.D. Tex. Sept. 23, 2011)

Chapter 13 plan did not discriminate unfairly against unsecured creditors that were not student loan creditors even though, under the plan, debtors were to pay student loan debt directly because all of debtors’ projected disposable income was devoted to unsecured creditors pool, allowing non-student-loan creditors, to which entire UCP would be devoted, to receive pro rata share equal to or greater than they would have received if there were no discrimination and because the decision to separately classify student loan claims served a rational purpose.

No Author Biography has been linked to this Article.

Related Articles

May 10, 2020
The timeless questions asked by mankind include “why are we here“, “which came first ...” and “coffee or tea“. Bankruptcy lawyers wrestle with “which controls, b-22 or Schedules I and J“. Having argued and lost the Pak case when BAPCPA was new, and felt vindicated when Kagenveama reversed Pak, I have strong opinions.
Members
August 4, 2019
By Academy Staff Those who have been around consumer bankruptcy for a while remember the halcyon days when a Debtor surrendered property in the Plan; Plan was confirmed; lender would foreclosure and file its deficiency claim; Debtor would complete the Plan; and obtain a discharge of all unsecured debts including the deficiency balance. Lenders were able to realize on the...
Members
moran_cathy
May 7, 2023
The no man’s land between the mortgage due date and late payment is a persistent trouble spot for Chapter 13 practitioners.  For example, are there arrears when the case is filed during the grace period and the payment made before it was late? In Borre, Judge Ronald Sargis of ED CA said no. He held that the payment was not...
Members
June 7, 2020
By The Honorable William Houston Brown (Retired) HAVEN Act applied to modification when plan was confirmed prior to Act becoming law. The debtor proposed a plan modification deleting from disposable income $1,789 monthly VA disability benefits. First concluding that the HAVEN Act was applicable law at time of this decision, nothing in the Act, its legislative history or the Official...
Members
January 19, 2020
By David Cox,1 Cox Law Group, PLLC (Lynchburg, VA) Click here for Part 1 of 3 Click here for Part 2 of 3 C. Challenges unique to older debtors. Mobility/hearing attendance requirements. Attendance at 341 hearing. Section 343 Examination of the debtor clearly . . . It looks like you are not signed in or registered! This content is only...
Members
Copy of Hildebrand-2016
March 3, 2024
This is a potential BIGGIE . . . Where a Chapter 13 debtor incurs one relatively small expense covered by the IRS Local Standards, the debtor is entitled to deduct from CMI the entire allowance to calculate Projected Disposable Income.
Members
schantz
November 19, 2023
It is with sadness that we report the passing of William (“Bill”) Schantz formerly of the Office of UST.
Hayes Jury
October 12, 2025
Can an omission be a “statement of financial condition” sufficient to establish non-dischargeability under § 523(a)(2)(B) Yes, says Judge Dennis Montali in In re Schoenmann.
Members
Hayes Jury
September 1, 2024
Should the court dismiss a lawsuit by homeowners against their bank where they did not disclose the claims in their chapter 13 petition?
Members
January 17, 2021
By Kevin M. Ball, Eastern Michigan University Senator Warren and Representative Nadler introduced identical legislation entitled the Consumer Bankruptcy Report Act (“CBRA”) late in the 116th Congress. Although the bills died without action at the conclusion of that term, the sponsors have indicated their intent to reintroduce them in the 117th Congress. The legislation would bring major changes to the...
Members

Looking to Become a Member?

ConsiderChapter13.org offers a forum to advance continuing education of consumer bankruptcy via access to insightful articles, informative webinars, and the latest industry news. Join now to benefit from expert resources and stay informed.

Webinars

These informative sessions are led by industry experts and cover a range of consumer bankruptcy topics.

Member Articles

Written by industry experts, these articles provide in-depth analysis and practical guidance on consumer bankruptcy topics.

Industry News

The Academy is the go-to source for the latest news and analysis in the Chapter 13 bankruptcy industry.

To get started, please let us know which of these best fits your current position: