Updated PACER Multifactor Authentication Notice

UPDATE-PUBLIC NOTICE: Multifactor Authentication and Updated Password Standards for PACER and CM/ECF 

Starting mid-May, the Administrative Office of the U.S. Courts (AO) began enforcing several security features for PACER which included multifactor authentication (MFA) and updated password standards. However, since implementing these security features, PACER Service Center (PSC) has experienced extremely long call wait times due to the enforcement of these security features.

To help mitigate the wait times, enforcement of the updated password standards has been temporarily delayed. The multifactor authentication requirement has not been delayed. The AO is asking that only users who are prompted to enroll in MFA when they log in should do so. If you do not receive an MFA enrollment prompt, no action is necessary.

Please do not contact the PSC with questions about MFA until you are required to enroll. This ensures support is available for those who need it. Some common questions we received are answered on the list of MFA Tips and Resources which should be reviewed before calling the PSC.

Additionally, we would like to get your feedback regarding the MFA options using this short survey.

Thank you for your patience as we work to reduce call wait times and strengthen account security.

Consumer Bankruptcy Education
Consumer Bankruptcy Education

The NACTT Academy offers a comprehensive community for bankruptcy professionals seeking to advance their education in consumer bankruptcy.

Related Articles

NBR cropped 2
July 6, 2025
Here’s the question: Can an attorney who speaks only English represent a non-English speaking client? Ms. Ps & Qs fully answers this important question.
Members
moran_cathy
February 13, 2022
When there’s a joint bank account and a bankruptcy filing, good intentions can quickly go sour. The bankruptcy trustee sees a pile of money in the bank to which the debtor has access, even though the account also bears the name of someone not in bankruptcy. If the debtor can get the money, the trustee contends, so can a bankruptcy...
Members
February 7, 2021
By Mark C. Leffler, Boleman Law Firm, PC, Richmond, Hampton, and Va. Beach, Virginia In order to “eliminate abusive debt collection practices by debt collectors . . .”, the Fair Debt Collection Practices Act (“FDCPA”) bars debt collectors from using any “false, deceptive, or misleading representation or means in connection with the collection of any debt . . .” 15...
Members
Consumer Bankruptcy Education
June 8, 2025
While we have not yet been able to find an online/media report, the Academy has received a credible report of a current debtor being scammed.
Bill Jaworski
March 9, 2025
This is a must read for everyone. Trustee Jaworski provides readers an excellent handbook on AI as we know it now - what it is; how it is being used in the law; ethical considerations; and even court decisions.
Members
June 30, 2019
By Phil Lamos, Chief Legal Counsel, Office of the Chapter 13 Trustee Lauren A. Helbling (Cleveland, OH) Section 1322(b)(2) of the Bankruptcy Code states that a Chapter 13 plan may not modify a claim that is “secured only by a security interest in real property that is the debtor’s principal residence.” But the inverse of this statute is true; if...
Members
May 31, 2020
(Reprinted with permission: https://www.dailyjournal.com/) By M. Jonathan Hayes, Resnik Hayes, Moradi LLP (Los Angeles) I met with my best friend Jim King, consumer bankruptcy attorney extraordinaire, during the Thanksgiving break in 2014, several weeks before his untimely death. We met at his office in Glendale to do his oral history. Somewhere in there I told him he could borrow my...
Members
Copy of Hildebrand-2016
January 11, 2026
Chapter 13 plan, confirmed to pay a 2% dividend to unsecured creditors, cannot be modified under § 1329 when a joint debtor passes away resulting in a substantial increase in non-exempt equity in the surviving debtor spouse.
Members
November 22, 2020
By David Cox,1 Cox Law Group, PLLC (Lynchburg, VA) III. Providing for the Secured Mortgage Claim, as Modified. A. Does the requirement of § 1325(a)(5)(B)(iii) for equal monthly payments permit the Debtor to propose a balloon payment in the payment of the creditor’s claim? Equal Monthly Payments Required By § 1325(a)(5)(B)(iii) Does NOT Permit Debtor To Propose A Balloon Payment....
Members
March 3, 2019
By Carri Hayden Johnson, Staff Attorney to O. Byron Meredith, Chapter 13 Trustee (Savannah, GA) The filing of a bankruptcy petition acts as a stay of certain actions against the debtor or the debtor’s property. The automatic stay is essentially the fundamental reason that a debtor seeks relief in the form of bankruptcy, as it allows the debtor a brief...
Members

Looking to Become a Member?

ConsiderChapter13.org offers a forum to advance continuing education of consumer bankruptcy via access to insightful articles, informative webinars, and the latest industry news. Join now to benefit from expert resources and stay informed.

Webinars

These informative sessions are led by industry experts and cover a range of consumer bankruptcy topics.

Member Articles

Written by industry experts, these articles provide in-depth analysis and practical guidance on consumer bankruptcy topics.

Industry News

The Academy is the go-to source for the latest news and analysis in the Chapter 13 bankruptcy industry.

To get started, please let us know which of these best fits your current position: