Making Sense of the Cause Requirement for Plan Payment Period Extensions Under 11 U.S.C. § 1322(d) – Part 1 of 2

For below-median income debtors, plan extensions beyond 36 months are meant to be voluntary and flexible—not coerced by courts, trustees, or creditors. While ‘cause’ can justify a longer plan, it must be determined case-by-case.

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Law Clerk to Jack N. Zaharopoulos, Office of the Chapter 13 Trustee for the Middle District of Pennsylvania (Hummelstown)

Blake Warner is a 2nd year law student at Penn State Dickinson School of Law.

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