How Much Is That Doggy in the Window? The One with the PMSI?

Canine Collateral. Paws and Claws. A legal tail. The puns are endless but Attorney Blay shares how he resolved the growing issue of a debtor’s pet being used as loan collateral while also highlighting the quirks of pet financing in bankruptcy cases.

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Ryan Blay

Partner, WM Law (Olathe, KS)

Ryan Blay is a partner with WM Law in Olathe, Kansas, practicing in Chapter 7, 11, 12, and 13 for debtors in Kansas and Missouri. He has no pets, but three children. His kids are neither financed nor leased. He’s checked. He wishes to give a special thank you to WM Law law clerk Stephanie Waxman (and her pets) for research assistance with this article.

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