Well, I Thought We Were Surrendering the Vehicle

In a Chapter 7 client surrendered her vehicle. Case was filed declaring such and no vehicle ownership expense was claimed. Subsequently, the lender offered a modified loan with a reduced monthly payment that was found acceptable. Accordingly, client now plans to reaffirm. This raises several procedural questions Attorney Hooge answers for us.

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John R. Hooge Attorney at Law, P.A., Lawrence, Kansas

John Hooge of John R. Hooge Attorney at Law, P.A. practices in Lawrence, Kansas. In his 47 years as a consumer bankruptcy attorney, he has filed thousands of bankruptcies. While he is currently winding down his law practice, he has self-published a novel he wrote and illustrated – Leafensong – First Telling. It is the first of three in a fantasy series.

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