Possible Solution for Student Loans?

By Laila S. Gonzalez, Esq.

One thing everyone can agree on is that student loan debt is increasing on an annual basis. Studies have shown than people with high student loan debt wait years longer to buy a home and start a family. Several suggestions have been made as to how to resolve the problem. One suggestion is to eliminate student loan debt, altogether. While it sounds like a fantastic idea, I'm sure, to those owing large amounts of student loan debt, it is highly unlikely to be the ultimate solution.

Student loan debt used to be . . .

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Are Your Loyalties Divided?

August 22, 2021

By Cathy Moran, Esq., (Redwood City, CA) When a married couple books a bankruptcy consultation, you have an immediate problem: There be dragons, as early map makers helpfully provided. Because, as a lawyer friend of mine says: Anytime there are two people sitting across from you, you have a conflict of interest. That pithy expression has stuck with me and...

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Amendments to Federal Rule of Bankruptcy Procedure 3002.1

The Academy

November 30, 2025

TODAY amendments to Fed. R. Bankr. P. 3002.1 take effect, and with these amendments come six new Official Forms, one revised Official Form, and a new Director’s Form. Please click here to view the new forms. Check applicable court websites for new docketing events and new local rules.

The “Snapshot” Rule – Part 2: When is the Rule Not Determinative?

April 4, 2021

By Lawrence R. Ahern III, Brown & Ahern (Nashville, TN) Introduction We saw in Part 1 that the circuits are falling in line to follow the "snapshot" rule, fixing the debtor's exemption rights as of the date of the petition and finding support in both the Code and recent Supreme Court jurisprudence. As the First Circuit put it . ....

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Musings from a Hapless BAP Law Clerk: Part 2 – Finding the Right Case to Appeal: Finality and Standing

M. Jonathan Hayes

June 22, 2025

This week, Attorney Hayes brings readers an excellent outline on finality and standing. “. . . . final order is a strange animal in the bankruptcy world.”

Members

Tax Deductions Hidden in Chapter 13

Cathy Moran

April 3, 2022

True. Most people no longer itemize under the current Tax Code. However, the amount of money involved varies and should be considered. The same very important debts that a Chapter 13 plan pays are often tax deductible. And your client is still the person who’s paying, even if the trustee writes the check. Don’t allow them to miss out on...

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Certiorari Granted on Fed. Rule Civ. P. 60(b)(4) Motion

The Honorable William Houston Brown

June 15, 2025

Cert granted in bankruptcy case regarding Fed. Rule Civ. P. 60(b)(4).

Three Last Things Trustees Should Know About the Small Business Reorganization Act of 2019 – Part V

November 17, 2019

This series focuses on four bankruptcy-related bills that were enacted during the 116th Congress and signed into law on August 23, 2019.1 One bill, the Small Business Reorganization Act of 2019 (SBRA),2 appears in its entirety in Appendix B to this series and was summarized in Part I,3 along with the other bills signed on the same day. SBRA deals on its face with a non-consumer topic, but as we have seen, it will be of interest to Chapter 12 and 13 trustees, who may be asked to serve as small business Chapter 11 trustees.

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CFPB Proposes Changes to HMDA Rules

May 5, 2019

The CFPB (Bureau), May 2, 2019, issued a Notice of Proposed Rulemaking (NPRM), which proposes to raise the coverage thresholds for collecting and reporting data about closed-end mortgage loans and open-end lines of credit under the Home Mortgage Disclosure Act (HMDA) rules. The NPRM would provide relief to smaller lenders from HMDA’s data reporting requirements, and would clarify partial exemptions...

New Fellows of American College of Bankruptcy

December 15, 2019

By William H. Brown, Editor and Advisor, Academy for Consumer Bankruptcy Education, Inc. (d/b/a ConsiderChapter13.org) Members of the Academy and regular speakers at NACTT’s annual seminars were recently elected as Fellows of the American College of Bankruptcy, representing recognition by the College of the important contributions by those in the consumer bankruptcy system. Newly elected Fellows, who are to be...

What Is Dicta? Is It Binding or Not?

M. Jonathan Hayes

March 23, 2025

. . . “9th Circuit apparently has a rule that ‘well-reasoned dicta’ is binding on 9th Circuit federal courts and all litigants in the circuit.” Who knew??

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Possible Solution for Student Loans?

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Related Articles

Are Your Loyalties Divided?

Amendments to Federal Rule of Bankruptcy Procedure 3002.1

The “Snapshot” Rule – Part 2: When is the Rule Not Determinative?

Musings from a Hapless BAP Law Clerk: Part 2 – Finding the Right Case to Appeal: Finality and Standing

Tax Deductions Hidden in Chapter 13

Certiorari Granted on Fed. Rule Civ. P. 60(b)(4) Motion

Three Last Things Trustees Should Know About the Small Business Reorganization Act of 2019 – Part V

CFPB Proposes Changes to HMDA Rules

New Fellows of American College of Bankruptcy

What Is Dicta? Is It Binding or Not?

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