Representing Elderly Clients in Bankruptcy – Part 2 of 3

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By David Cox,1 Cox Law Group, PLLC (Lynchburg, VA)

Click here for Part 1 of 3

C. Determining whether to file.

  1. Collection considerations outside of bankruptcy.
    1. Is the debtor judgment-proof? Are assets and income exempt?
    2. How active are creditors?
    3. Is the current situation likely to change?
    4. Has there been a previous filing, and if so, are there stay or exhausted exemption issues?
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