By Henry E. Hildebrand, III, Chapter 13 Standing Trustee (Nashville, TN) During the free Academy webinar The CARES Act – Impacts on Chapter 13 on April 2, 2020, the panel – Judge Wm. Houston Brown (Retired), Amanda DeBerry and I – referred to the importance of detailing the reasons for modifications or suspensions to be related to financial hardship stemming...
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By Wm. Houston Brown, United States Bankruptcy Judge (Retired)
Discharge - Direct mortgage payments unpaid by debtor were not “provided for” in plan. The confirmed plan stated that the debtor would directly pay two home mortgages to the credit union, but there was no specification of payment terms or other treatment of those mortgages. At the time of confirmation, the debtor was current on the two debts, but she subsequently defaulted, leading to foreclosure of the second mortgage and the credit union’s proceeding to determine that the debtor’s personal liability had not been discharged. Discharge . . .
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From the Editor – Discharge