From the Editor

By Wm. Houston Brown, United States Bankruptcy Judge (Retired)

Discharge - Direct mortgage payments unpaid by debtor were not “provided for” in plan. The confirmed plan stated that the debtor would directly pay two home mortgages to the credit union, but there was no specification of payment terms or other treatment of those mortgages. At the time of confirmation, the debtor was current on the two debts, but she subsequently defaulted, leading to foreclosure of the second mortgage and the credit union’s proceeding to determine that the debtor’s personal liability had not been discharged. Discharge . . .

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