Last Call For Loan Modifications Under HAMP

By Cathy Moran, Certified Consumer Bankruptcy Specialist, Mountain View, CA

HAMP, the government program incentivizing home loan modifications, ends in 2016.

To qualify for HAMP, a complete Initial Application Package must be submitted by December 30, 2016.

That package must include:

A RMA form which includes a required hardship affidavit and Dodd-Frank certification
Either IRS Form 4506-T or 4506T-EZ, or in the alternative, a signed copy of the most recent year’s tax return with all applicable schedules and forms,
The Dodd-Frank certification, either as part of the . . .

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