By Cathy Moran, Certified Consumer Bankruptcy Specialist, Mountain View, CA
HAMP, the government program incentivizing home loan modifications, ends in 2016.
To qualify for HAMP, a complete Initial Application Package must be submitted by December 30, 2016.
That package must include:
- A RMA form which includes a required hardship affidavit and Dodd-Frank certification
- Either IRS Form 4506-T or 4506T-EZ, or in the alternative, a signed copy of the most recent year’s tax return with all applicable schedules and forms,
- The Dodd-Frank certification, either as part of the . . .
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