Mortgage loan servicer violated mortgage agreement with debtor, the automatic stay, the confirmation order and Rule 3002.1 by applying debtor’s post-petition monthly mortgage payments pursuant to the contractual terms of the loan, thereby applying post-petition payments to the debtor’s pre-petition mortgage arrearage. (Cary) In re Pope, 647 B.R. 597 (Bankr. D. N.H. August 15, 2022) Case Summary In November of...
From the Editor – Modification of Plan
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By The Honorable William Houston Brown (Retired)
Noticing requirements apply to pre-confirmation modification. Rule 2002(a)(5) and 2002(b)(2) noticing requirements apply to pre-confirmation modifications of a plan, and the notice is required to all creditors. The debtors argued that the clerk’s notice of the 341 meeting gave sufficient notice of the deadline to object to confirmation of the original plan, and those creditors failing to timely object were not required to receive notice of subsequent pre-confirmation modification, but the court held that any modification resets the time for objections . . .
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