Critical Case Comment

By Henry E. Hildebrand, III, Chapter 13 Trustee

In re Currie, 2015 WL 5474475 (Bankr. C.D. Ill. September 17, 2015) (Gorman)

The full amount of the IRS Local Standards can be deducted from a debtor’s Current Monthly Income in order to determine the debtor’s Projected Disposable Income and if the debtor owns a home, the court is not required to differentiate between a housing/utilities portion and the mortgage/rent portion.

Case Summary

Patricia Currie filed a Chapter 13 bankruptcy petition in July of 2014 and calculated her Projected Disposable Income . . .

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