From the Editor’s Desk – Eligibility and Debtor’s Standing

By The Honorable William Houston Brown (Retired)

Mortgage servicer had standing to contest eligibility. Status as a mortgage servicer gave the servicer a pecuniary interest and standing to move to dismiss the case and present proof on eligibility. The debtor contended that the debt on his real property was disputed and unliquidated, but the court held that the debtor’s obligations were sufficiently determinable to constitute liquidated debt. The court cited In re Adams, 373 B.R. 116 (BAP 10th Cir. 2007), for the key factor in determining whether a debt is liquidated or . . .

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IRS Warns of Impersonation Email Scam; Reminds Taxpayers IRS Does Not Send Unsolicited Emails

August 25, 2019

On 8/22/19 the IRSe and its Security Summit partners warned taxpayers and tax professionals about a new IRS impersonation scam campaign spreading nationally on email. Remember: the IRS does not send unsolicited emails and never emails taxpayers about the status of refunds. The IRS detected this new scam as taxpayers began notifying phis[email protected] about unsolicited emails from IRS imposters. The...

Paying the Car Loan Directly vs. Through the Plan: Till Debt Us do Part?

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By Herbert L. Beskin, Chapter 13 Trustee for the Western District of Virginia (Charlottesville) In a recent case out of the Sixth Circuit, the Appeals Court heard an appeal by the Chapter 13 Trustee concerning direct payments by the debtor on a car loan and the applicable interest rate. The case is In re Chambers, 6th Circuit, # 20-1376, Appeal...

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The Uneasy Co-Existence of Federal and State Consumer Remedies in Bankruptcy Cases – the Fourth Circuit Weighs In

Mark C. Leffler

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“Why do I need the FDCPA if there’s already a remedy under Rule 3001?” This is what the bankruptcy judge asked me when I brought an adversary proceeding against a claims buyer, alleging potential class claims under both the Fair Debt Collection Practices Act (“FDCPA”) and Bankruptcy Rule 3001(c)(2). The defendant had a business practice of filing high volumes of...

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Critical Case Comment

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By Henry E. Hildebrand, III, Chapter 13 Standing Trustee for the Middle District of Tennessee When the wages of an insolvent spouse are deposited into the couple’s entireties account, both spouses are fraudulent transferees; wage deposits spent on non-necessary expenditures are recoverable from the joint account by determining the proportion to the overall share of wages in the account as...

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District of South Carolina

The Academy

May 28, 2023

Retirement of Judge David Robert Duncan

Five More Things Debtors Should Know About the SBRA of 2019

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By Robert S. Thomas, II,1 Chapter 13 Standing Trustee for the District of Maryland (Baltimore) All stakeholders strive to make the Chapter 13 program efficient and beneficial to all parties. The Chapter 13 program has evolved over the years to better serve debtors and creditors. This is due in part because of the remarkable actions taken daily by our Bankruptcy...

The PUMP Act

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Scott Waterman, Josh Cohen

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Critical Case Comment

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