Current Monthly Income, Applicable Commitment Period and Business Expenses

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By Karin M. Bruce, Attorney Representing Chapter 13 Trustee Jan P. Johnson (Sacramento, CA)

The Chapter 13 Statement of Current Monthly Income and Calculation of Commitment Period and Disposable Income, also known as Form 22C or the Means Test, is an Official Bankruptcy Form. It is designed to determine whether a debtor’s plan must provide for payments over a period of three years or five years (the applicable commitment period) and the minimum amount that must be paid to general unsecured creditors.

In Part I of the Means Test, the debtor is required to report all of . . .

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