Current Monthly Income, Applicable Commitment Period and Business Expenses

By Karin M. Bruce, Attorney Representing Chapter 13 Trustee Jan P. Johnson (Sacramento, CA)

The Chapter 13 Statement of Current Monthly Income and Calculation of Commitment Period and Disposable Income, also known as Form 22C or the Means Test, is an Official Bankruptcy Form. It is designed to determine whether a debtor’s plan must provide for payments over a period of three years or five years (the applicable commitment period) and the minimum amount that must be paid to general unsecured creditors.

In Part I of the Means Test, the debtor is required to report all of . . .

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From the Editor

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By Wm. Houston Brown, United States Bankruptcy Judge (Retired) Discharge - Section 523(a)(8)(A)(ii) does not include “loan.” Denying Navient’s motion to dismiss debtors’ complaint, reviewing the split of authority on whether § 523(a)(8)(A)(ii)’s “educational benefit” included loans, and finding no controlling authority in the Tenth Circuit, the Court concluded that Congress made a distinction between “loan” in § 523(a)(8)(A)(i) and...

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By Peter Fessenden, Chapter 13 Standing Trustee, Retired September 30, 2017 (Portland, ME) To everything there is a season. There was a time to discover how little I knew about being a Chapter 13 trustee. There was a time to make mistakes. There was a time to address those mistakes. There was a time to solve problems. There was a...

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Current Monthly Income, Applicable Commitment Period and Business Expenses

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Related Articles

Undersecured Short-Term Mortgages May be Crammed Down

When the Duty to Provide Tax Returns Collides with Confidentiality

SCOTUS Cases Every Bankruptcy Lawyer Should Know – Part 4 of 8

Quick Confirmation – BAP Says Not So Fast

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From the Editor

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