Ask Ms. Ps & Qs

By Professor Nancy Rapoport

Dear Readers:

Well, the holiday season is upon us, and visions of sugar plums 1 may be dancing in some people’s heads. For others, visions of collecting year-end accounts receivable may be what’s dancing in their heads. 2 But on the theory that the “Twelve Days” song is being played incessantly in every store in the U.S., 3 I’m going to steal that theme for this month’s column. In 2015, let’s all hope that bankruptcy . . .

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