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From the Editor – Property of Estate and Exemptions
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By The Honorable William Houston Brown (Retired)
New York’s increased homestead exemption applied to debtor after amendment’s effective date. New York increased its homestead exemption from $10,000 to $50,000, and the increase was intended by the legislature to apply to debtors who filed bankruptcy after the amendment’s effective date. The increased amount could be used by the debtor for judgment lien avoidance purposes under § 522(f). Even assuming that the judgment lien creditor recorded its judgment prior to the exemption increase, the debtor had some nonexempt equity in the property to . . .
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