By Kristi R. Sutton, J.D. Candidate, Class of 2015, Penn State - The Dickinson School of Law
With the average 2014 student-loan debt at $33,000.00, a number that has doubled from 20 years ago, it is unsurprising that people, in attempting to keep their financial head’s afloat, are seeking ways to manage their educational debt.1 And with a United States student-loan debt roughly equivalent to $1.2 trillion, it is unlikely that this problem is just going to work itself out.2 So what . . .
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