While a creditor holding a mortgage lien on debtor’s principal residence is allowed to supplement its claim by costs, charges, and fees, and may assert these additional costs if the underlying mortgage provides for them, the fees are not awarded unless the notices are required under Rule 3002.1; fees incurred for attorneys preparing notices that are not required by Rule 3002.1 cannot be recovered from the debtor.
From the Editor – Chapter 13 Issues
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By The Honorable William Houston Brown (Retired)
Effect of Confirmation: Disputed claim “provided for” by plan. The debtor and creditor had been involved in litigation for years, and the plan specifically stated that no payment of the disputed claim would be made, but that if the creditor prevailed in obtaining judgment and then filed a proof of claim, the plan would be amended to reflect the status. The nonbankruptcy litigation continued, and the plan was never amended, nor was a final amended proof of claim filed. The plan was completed, with no payment to this disputed . . .
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