A Bankruptcy Case in Old England, and a Meeting of Creditors Held in a Tavern


February 12, 1771, London, England. Hear ye…hear ye…

At the Turks head tavern Gerrard Street Soho February 12th.1771.

WHEREAS an advertisement was Inserted in the London Gazette on Tuesday the fifth day of this instant February desiring the Creditors who have proved their debts under a Commission of Bankruptcy awarded and forced William Weston late of the parish of Saint mary lebone in the County of Middlesex Carpenter Dealer and Chapman to meet the assignees of the said Bankrupts Estate… (emphisis added).


This antique bankruptcy document concerning a Bankruptcy Case in Old England was recently given to me.  (I collect antique insolvancy documents.)

Dated February 12, 1771, it is a memorandum signed by the creditors who attended the meeting of creditors at the Turk’s Head Tavern.(Unlike old English indentures, this document is short and easy to read.

My first impression was, WOW.

I am not a geneologist nor professional historian.  But from my computer, I set out  to learn what I could about the bankruptcy case and the people involved in it. This bankruptcy case took place almost 250 years ago.  I had low expectations of finding anything.

The document concerns the bankruptcy of one William Weston. It says in part that William was a “Middlesex Carpenter Dealer and Chapman…late of the parish of Saint mary lebone.” (Sic)

I found out that the term “Chapman” is a Middle English word meaning a peddlar, dealer or merchant. In Old English it is cēapman : cēap, trade.; The Merrium Webster Dictionary . That is where the word “cheap” is derived.  Referring back to the Memo, this means William was a carpenter who was engaged in business. As you will see, it turns out that William was more than a carpenter. Today, we would call him a contractor and a developer. I made an Internet search using this information and found a fascinating little footprint from William’s life prior to bankruptcy.

William Weston does construction projects for very important clients.

Doing a Google search I found the following recorded Indenture. A carpenter named William Weston of the parish of St Mary le Bone” has been hired to do construction improvements in connection with a lease of real property. It reads:



Indenture quadripartite dated 18th May 1763 BETWEEN Robert Harley of Lincoln’s Inn, in the county of Middlesex, esquire, and James West of the parish of St Mary Paul Covent Garden, in the said county, esquire, being the surviving trustees nominated and appointed in and by one indenture quadripartite dated 2nd August 1737 for purposes therein mentioned of the first part,Her Grace Margaret Cavendish Duchess of Portland of the second part, William Franks of the parish of St Anne Westminster in the said county, surveyor, of the third part, and William Weston of the parish of St Mary le Bone otherwise Marybone in the said county, carpenter, of the fourth part WITNESSETH as well as for and in consideration of the charge and expense which he the said William Weston hath been and shall be at in the new erecting building and completely finishing of the messuage or tenement thereinafter contained, the said Robert Harley and James West have demised and to farm letten ALL that piece or parcel of grounds situate in the parish of St Mary le Bone being part of a certain field or ground called —– field (sic) viz all that piece or parcel of ground situate on the west side of Wellbeck….. (incomplete), (emphisis added)

 Willim’s client, The Duchess of Portland

Duchess of PortlandMargaret Cavendish Bentinck, Duchess of Portland (11 February 1715 – 17 July 1785). According to her Wikipedia page, she was the richest woman of her day in Britain. She is remembered for establishing a personal museum, (open to the public). Her museum had the finest natural history collection of it’s day and priceless art objects. One such object was an ancient Roman vase. The vase had been commissioned and owned by none other than Augustus Caesar. Margaret is also the great-great-great-great grandmother of Queen Elizabeth II. Margaret was the beneficiary of a trust which owned the land referred to in the indenture.

Civil Proceedure gets “sticky”.

The creditors agreed that the “assignee” of the estate, (akin to a trustee of today), was authorized to collect the bankrupt’s estate and if necessary, to “bring suits in equity” or “submitting to arbitration.” Isn’t it interesting that the document contains a reference to arbitration? (I had no idea that arbitration existed at that time.) Just as today, the estate of the bankrupt consisted of accounts receivable owed to the bankrupt. As noted below, there was at least one debt owed to William.

An interesting point of proceedure is set out in the Memo. It is the “bringing of suits in equity.” Suits in equity are tried without a jury. That proceedure must have been a handicap to defendants when being sued by a bankruptcy assignee. (Perhaps this was the grandfather of “jurisdiction by ambush” as we had under our own United States Bankruptcy Act of 1898?) The assignee was also authorized under the Memo to defend suits that might arise “from the same.” Thus a cross-complaint would be defended by the assignee.

The document discuses with particularity a dispute between William and “Sir Charles Knowles Baronet.” The dispute concerned a “debt claimed to be due from the said Sir Charles…” It is specified that this dispute will be referred only to arbitration, (thus no lawsuit). Why that would be? Probably Sir Charles was powerful and politically well connected?  Could it be that a privately held arbitration was politically advisable in this instance rather than a public lawsuit?  Let’s meet Sir Charles and decide for ourselves.

Introducing another client, Sir Charles Knowles, Baronet

The Memo shows that William did work for Sir Charles Knowles, Baronet, (pictured to the left). It was not hard finding out who Sir Charles was, (c.1704 – 9 December 1777). He has his own Wikipedia page, and was a distinguished man of importance. He found fame and fortune in the Royal Navy, rising to high rank and saw considerable service in many wars of the period, including the War of Jenkins’ Ear.

The London Gazette was the Bankruptcy Reporter of that time.

“WHEREAS an advertisement was Inserted in the London Gazette on Tuesday the fifth day of this instant February…” 

The London Gazettein their own words, is “Britain’s oldest continuously-published newspaper.” The paper is alive and well. In a brief diary entry from the 17th Century, the eminant dirarist and public servant Samuel Pepys noted publication of the London Gazette’s first issue. By the early eighteenth Century the Admiralty and War Office published despatches in the Gazette and submitted details of the appointments and promotions of their officers, a process continuing even today and known as “being gazetted.” In 1712, an “Act to Relieve Insolvent Debtors” required the publication of insolvency announcements. The publication of bankruptcy notices soon became a staple of the Gazette’s business. Our bankruptcy document states, “WHEREAS an advertisement was Inserted in the London Gazette on Tuesday the fifth day of this instant February desiring the Creditors who have proved their debts.” An archive containing almost every edition of The London Gazette exists on the Internet. It is searchable, and a treasure trove for researchers. So, why not find that ancient issue from …Tuesday the fifth day of this instant February…?

Just as our bankruptcy document said there would be, there is an edition of the London Gazette covering Tuesday, February 5th 1771.

My excitement turned to puzzlement. That edition carries no mention of William Weston’s bankruptcy. How would that be? Is the Memo a fraud?* More digging. Then I had it. William’s bankruptcy notice appeared in the February 1st, 1771 edition of the paper. Whoever scribbed the bankruptcy Memo made a mistake. The writer had written the wrong publication date. William’s bankruptcy turns up again on the pages of the London Gazette one year later, on February 1st, 1772. The announcement states that creditors intend to meet again at 4 o’clock in the afternoon at Guildhall, London to make a dividend of the said Bankrupt’s estate. See, http://www.london-gazette.co.uk/issues/11204/pages/4 Gazette Issue 11204 published on the 10 December 1771.  Page 4 of 4 to meet jan 7th.

Why was a bankruptcy meeting held at the ‘Turks Head Tavern on Gerrard Street, Soho’?

The Turks Head Tavern of that day was an an important meeting house. It was the hangout of important literary figures of the day, including the likes of Edmund Burke and Oliver Goldsmith.

former location of Turk's HeadIt was at the “Turk’s Head,” at the corner of Greek Streetand Compton Street, and afterwards in Gerrard Street, that the Literary Club—sometimes alsocalled “The Club”—was founded in 1764 by Dr.Johnson and Sir Joshua Reynolds. The “Turk’sHead” had already a reputation of its own, having been a kind of head-quarters for the Loyal Association during the Scottish rising of 1745. “The members,” says Mr. Peter Cunningham, “met one evening in every week, at seven, for supper, and generally continued their conversation till a late hour.” Sir John Hawkins, Burke, and Goldsmith were among its original members, the latter being admitted in spite of Sir John Hawkins’ objection to”Goldy” as a mere literary drudge.

Turks head plaqueFrom: ‘Soho’, Old and New London: Volume 3 (1878), pp. 173-184. URL:http://www.british-history.ac.uk/report.aspx?compid=45145  Date accessed: 05 November 2013.

(The photos at left are the site today of the old Turks Head Tavern in Soho where William Weston’s meeting of creditor’s was held. It is now a Chinese Restaurant, and the area is now refered to as Chinatown. There is a round placque commemorating the Tavern attached to the front of the building.

What happend in William’s life after bankruptcy?

Sadly, that I do not know. I’m still looking for what finally happened to William Weston late of the parish of Saint mary lebone in the County of Middlesex Carpenter Dealer and Chapman. I have not yet found any further record. I am also looking for information concerning the three individual creditors who signed the Memo.

*{I assumed the document to be genuine. I obtained it as a gift from a trusted antique dealer. But the February 5, 1771 London Gazette date was clearly wrong. So why not examine the paper?

I did some research on the writing style of the Memo, watermark, and ink. The document is written in a pleasing hand, using an elegent style of script. The paper is strong, thick, and made to endure. The ink has mostly turned brown. The paper has an elaborate watermark, (not visible in the photo).   The watermark turns out to be well known and an identical match  of what is called “Pro Patria,” (in the ‘Britannia’ form used by continental papermakers producing papers for general sale in the British market in the late 18th Century; on the theme of a medallion, round or oval, surmounted by the British crown. In the centre of the motif is a traditional image of Britannia, robed, seated and seen in profile.)  I found an article called what would be expected of a 18th Century British-American writing. My physical examination and research all point to authenticity. The charactoristics of paper, watermark, script, and ink are entirely consistant with what is expected from that time period.}


leon bayerLeon Bayer has been practicing bankruptcy law in Los Angeles, California since 1979. His primary focus is on representing individuals and small businesses. He is a founding partner in the law firm of Bayer, Wishman & Leotta and is a Certified Specialist in Bankruptcy Law. You can visit his professional websites at www.debt-relief-bankruptcy.com www.bankruptcyblogger.org and Mr. Bayer authors the “Ask Leon” series on Nolo’s Bankruptcy, Debt & Foreclosure blog, and writes on bankruptcy topics for Nolo’s website. In addition, Mr. Bayer devotes a significant number of hours to volunteer legal services. The State Bar of California has commended Mr. Bayer for this work every year since 2004. Mr. Bayer’s professional affiliations and leadership roles are many, and include: President of the Los Angeles Bankruptcy Forum (1995-1996), member of the State Bar of California’s Law Advisory Commission on Personal & Small Business Bankruptcy Law (1996-2000), and exam grader and question writer for the State Bar Legal Specialization test on Bankruptcy. Mr. Bayer is a frequent lecturer on bankruptcy law. He has spoken at the former Bridging the Gap program for new lawyers, lectured on bankruptcy case law developments at a number of the State Bar of California Annual Meetings, and has presented bankruptcy law material at many other educational programs. Mr. Bayer’s frequent television appearances include interviews on KCAL9 News and EXTRA (where he weighs in on various celebrity bankruptcies). He has also served as a bankruptcy expert on many different radio shows and news stations, and is a frequent guest on KALW-FM public radio’s Your Legal Rights. Mr. Bayer is currently co authoring a revised edition of Stephen R. Elias’s The New Bankruptcy for Nolo. Other publications include The Essentials of Chapter 13, Daily Journal Report, December 18, 1987, Basic Bankruptcy, California Practice Handbook, Matthew Bender 1992, 1993 (contributing editor), and Personal and Small Business Practice in California, CEB Bankruptcy Practice Guide, 2003 (reviewer and contributing author).

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