By: Honorable John P. Gustafson and Mark C. Leffler, Esq.
- Is it 7 years from filing or from discharge?I gather this question is about a Chapter 13 filing showing up on the debtor’s credit report. First, the difference in treatment by credit reporting agencies, between Chapter 7 and Chapter 13 bankruptcies, is not based on the law. It is based on custom. Credit reporting agencies could report a Chapter 13 for ten years, if they wanted to. But, they have had a two tier system for reporting for so long, it . . .
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