By Eric K. Fox, Esq. (Hendersonville, TN) Jane Debtor has a home with a mortgage. An unsecured creditor obtains a judgment against Jane for, say, a credit card debt. Creditor’s attorney records a certified copy of the judgement order with the county register of deeds, thereby converting the unsecured claim against Jane in personam, to a secured claim against her...
Critical Case Comment
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By Kevin R. Anderson, Chapter 13 Trustee for the District of Utah
CASE SUMMARY
Pliler v. Stearns (In re Pliler), 2014 WL 1259569 (4th Cir. March 28, 2014): On their Form 22C, the above-median debtors showed negative monthly disposable income. The plan proposed a zero return to nonpriority unsecured creditors and included “early termination” language allowing the case to be deemed completed within 55 months. The bankruptcy court denied confirmation unless the plan required payments for the applicable commitment period of 60 months. The debtors appealed arguing that the . . .
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