Considerations for The Aging Bankruptcy Population

By Catherine King, Esq., Redding, CA

In the last 48 hours, my new bankruptcy consultation clients included those of the following ages: 70, 74, 79 and 90 all of whom were overwhelmed with their financial circumstances and heartbroken to find themselves in the office of a bankruptcy attorney at this late stage of their lives! Statistics confirm what many bankruptcy attorneys are experiencing anecdotally: in the last 5 years, according to the U.S. Bankruptcy Court, private, and educational institutions, there has been a growing trend of aging and elderly filers. This is attributable to a variety of . . .

It looks like you are not signed in or registered! This content is only available to members.

Or sign in below:

No Author Biography has been linked to this Article.

Related Articles

February 24, 2019
By Cathy Moran, Esq. (Redwood City, CA) We all get sucked in, at some time, to try and rescue a Chapter 13 bankruptcy case gone bad. Make sure that you don’t let a bad situation get worse. Get your arms around §109(g). When only a do-over will do, don’t wait around. No Payments for Months The debtor came to me...
Members
ahern_larry_regular
April 30, 2023
Introduction One new rule and amendments to 16 rules took effect December 1, 2022.  Many reflected changes necessitated by the Small Business Reorganization Act of 2019 (SBRA), and had been in place in the same or similar form on an interim basis since that legislation took effect.  Part 1 of this series summarized . . . It looks like you...
Members
William-1_print_2019
The Supreme Court denied certiorari in Bronitsky v. Saldana, leaving divided authority on deduction of retirement contributions from disposable income.
Members
Consumer Bankruptcy Education
March 30, 2025
From Bloomberg but behind a paywall.
Copy of Hildebrand-2016
Due process requires that before a Court imposes a reduction of unopposed attorney’s fees, notice and an opportunity to be heard is required.
Members
February 10, 2019
Jan M. Sensenich graduated from Windham College in Putney, Vermont in 1978 and Vermont Law School in 1983. He served as Core Faculty Member and Director of the Woodbury College Legal Clinic from 1983 to 1987and from 1990 to 1992. Jan was an Associate with Jerome I. Meyers, P.C. from 1987 to 1990 when he opened his own practice concentrating...
March 21, 2021
By Cathy Moran, Esq. (Redwood City, CA) No matter how many hoops the client dutifully jumped through, without adequate inquiry and communication, the bankruptcy attorney was slammed for unbundling his services. The representation agreement at issue excluded representation in any adversary proceeding filed, as do most such agreements, I imagine. The client initialed every paragraph of the 19-paged representation agreement,...
Members
image
May 11, 2025
We are sorry to report that Bankruptcy Judge David T. Thuma passed away on Thursday, May 8, after fighting a courageous battle with cancer.
Copy of Hildebrand-2016
In order to modify a plan confirmed under Chapter 12 pursuant to § 1229, the movant must demonstrate that there was a substantial change in circumstances that is sufficient to justify modification of a plan.  (Norton) Farm Credit Services of America PCA v. Swackhammer, 2023 WL 3591920 (8th Cir. BAP May 23, 2023) Case Summary The Swackhammers were farmers who...
boltz2
July 27, 2025
This article by will be particularly instructive for consumer bankruptcy attorneys, especially those who regularly represent Chapter 13 debtors with vehicles repossessed just before or after filing.

Looking to Become a Member?

ConsiderChapter13.org offers a forum to advance continuing education of consumer bankruptcy via access to insightful articles, informative webinars, and the latest industry news. Join now to benefit from expert resources and stay informed.

Webinars

These informative sessions are led by industry experts and cover a range of consumer bankruptcy topics.

Member Articles

Written by industry experts, these articles provide in-depth analysis and practical guidance on consumer bankruptcy topics.

Industry News

The Academy is the go-to source for the latest news and analysis in the Chapter 13 bankruptcy industry.

To get started, please let us know which of these best fits your current position: