By Henry E. Hildebrand, III, Chapter 13 Trustee for the Middle District of TN (Nashville) Where a Chapter 13 plan provides that a mortgage payment will be paid “outside the plan,” the plan does not “provide for” the mortgage payment and, accordingly, the discharge under § 1328 is not applicable to the mortgage obligation. Dukes v. Suncoast Credit Union, 909...
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By Henry E. Hildebrand, III, Chapter 13 Trustee for the Middle District of Tennessee
In re Michael, 699 F.3d. 305 (3rd Cir., Oct. 26, 2012)
When a Chapter 13 case converts to a Chapter 7 post-confirmation, the funds held by the trustee at the time of conversion should be sent to the debtor rather than distributed to creditors pursuant to the confirmed plan. (Ambro)
Case Summary
Mr. Michael filed a Chapter 13 petition proposing to pay GMAC mortgage directly while paying the Chapter 13 Trustee $277 a month for a period of 53 months. As could . . .
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