The Composite Consumer Debtor

(Reprinted with permission from the ABI Journal, Vol. XXXI, No. 7, August 2012.)

By Leslie E. Linfield, Institute for Financial Literacy

Do you know this debtor? If so, please call.... I recently gave an interview to a reporter working on an article about personal bankruptcy. She was writing from her own personal experience of having to file, and it was evident that the experience was still fresh. She asked general questions about bankruptcy, as well as about the credit counseling and debtor education requirements.

I answered her questions, which up to that point had . . .

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