By John Gustafson, Chapter 13 Trustee, Northern District of Ohio, Western Division
With a garnishment looming, I filed a borderline Chapter 7 for clients but had to convert to a Chapter 13. I was in the process of filing the plan and now one of my clients just got laid off. I want to file a motion to convert back to a 7. Even though there is a presumption of abuse based on the means test, what is the likelihood of converting back to a 7 and keeping the trustee at bay on the presumption of . . .
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