The Means Test – Line by Line for Chapter 7s Continued – Part V

By John Gustafson, Chapter 13 Trustee, Northern District of Ohio, Western Division

Line 15: Application of Section 707(b)(7). This line directs counsel to compare Lines 13 and 14, and check one of two boxes: Current Monthly Income (“CMI”) is less than or equal to the median income level on Line 14; or 2) CMI on Line 13 is more than the median income level on Line 14.

Line 16: Enter the amount from Line 12.  That is monthly, non-annualized CMI.

Line 17: Marital adjustment. This . . .

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