CRITICAL CASE COMMENT

In re Roderick, 425 B.R. 556 (Bankr. E.D. Ca. March 8, 2010) (Klein)

The Court may utilize the provisions of Rule 4004(c)(2) to defer the entry of a discharge to provide a Chapter 7 debtor an opportunity to negotiate a mortgage modification.

Case Summary

It is not unusual for a borrower, seeking to modify a mortgage with a mortgage servicer, to file a Chapter 7 bankruptcy to discharge unsecured debts, hoping that the modification will be finished before the Chapter 7 case is over. Unfortunately . . .

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