By Sidney H. Scheinberg with the assistance of Alexander T. Renfro, law clerk.Mr. Scheinberg practices law at Glast, Phillips & Murray, P.C. in Dallas, Texas where he focuses on the representation of secured creditors such as automobile finance companies and national banking associations.
The filing by a debtor of Chapter 13 bankruptcy in which nothing is paid to any creditor other than the debtor’s attorney, as opposed to filing more appropriately a Chapter 7, in the given situation, has little to no economic effect from a creditor’s perspective. It does, in my . . .
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